Garfield County, Utah: hazard risk
FEMA rates Garfield County's overall risk Very Low (score 37.6 of 100, higher than 37% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by lightning, winter weather. Its storm record holds 613 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 89.8 | $1.0M |
| Winter Weather | Relatively High | 86.7 | $275K |
| Landslide | Relatively Moderate | 96.2 | $165K |
| Avalanche | Relatively Moderate | 85.7 | $913K |
| Heat Wave | Relatively Moderate | 82.5 | $1.5M |
| Wildfire | Relatively Low | 78.3 | $300K |
| Earthquake | Relatively Low | 64.1 | $510K |
| Riverine Flooding | Relatively Low | 48.8 | $5.6M |
| Drought | Relatively Low | 35.6 | $38K |
| Volcanic Activity | Very Low | 75.9 | $188 |
| Ice Storm | Very Low | 8.4 | $4K |
| Strong Wind | Very Low | 4.8 | $30K |
| Cold Wave | Very Low | 3.6 | $3K |
| Tornado | Very Low | 2.4 | $4K |
| Hail | Very Low | 1.2 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 338 | 5 | $434K | 25th of 29 | 2285th of 3,077 |
| Floods | 147 | 3 | $2.4M | 7th of 29 | 2265th of 3,080 |
| High wind and dust storms | 54 | 0 | $3.9M | 27th of 29 | 2479th of 3,080 |
| Severe thunderstorm wind | 20 | 0 | $21K | 27th of 29 | 2974th of 3,080 |
| Hail | 17 | 0 | $40K | 20th of 29 | 2953rd of 3,080 |
| Heat | 9 | 6 | – | 7th of 29 | 2305th of 3,076 |
| Extreme cold | 6 | 0 | – | 26th of 29 | 2862nd of 3,076 |
| Landslides and avalanches | 5 | 3 | $16M | 28th of 29 | 345th of 2,278 |
| Wildfires | 5 | 0 | $40M | 25th of 29 | 1157th of 2,972 |
| Tornadoes | 4 | 0 | $369K | 22nd of 29 | 2929th of 3,080 |
| Heavy rain | 3 | 0 | $4K | 21st of 29 | 2332nd of 3,080 |
| Lightning | 3 | 2 | – | 14th of 29 | 2335th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Garfield County record: every hazard by year and month, the deadliest events and FEMA's declarations.