Gila County, Arizona: hazard risk
FEMA rates Gila County's overall risk Relatively Moderate (score 90.2 of 100, higher than 90% of rated U.S. counties); 3 of its 15 hazards are rated Relatively High or Very High, led by wildfire, lightning, winter weather. Its storm record holds 780 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively High | 99.1 | $17M |
| Lightning | Relatively High | 94.1 | $1.1M |
| Winter Weather | Relatively High | 86.0 | $191K |
| Riverine Flooding | Relatively Moderate | 93.1 | $35M |
| Heat Wave | Relatively Moderate | 86.7 | $1.5M |
| Landslide | Relatively Low | 77.6 | $8K |
| Strong Wind | Relatively Low | 41.7 | $278K |
| Earthquake | Very Low | 59.0 | $278K |
| Avalanche | Very Low | 58.0 | $801 |
| Hail | Very Low | 29.3 | $74K |
| Drought | Very Low | 24.6 | $7K |
| Tornado | Very Low | 13.4 | $73K |
| Volcanic Activity | Very Low | 9.1 | $0 |
| Hurricane | Very Low | 7.7 | $582 |
| Cold Wave | Very Low | 3.0 | $34 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 254 | 21 | $83M | 3rd of 15 | 1852nd of 3,080 |
| Heat | 114 | 3 | – | 10th of 15 | 1588th of 3,076 |
| Severe thunderstorm wind | 91 | 6 | $713K | 10th of 15 | 2786th of 3,080 |
| Heavy rain | 89 | 0 | $34K | 1st of 15 | 524th of 3,080 |
| Winter storms | 87 | 3 | $77K | 4th of 15 | 2764th of 3,077 |
| Hail | 74 | 0 | $33K | 6th of 15 | 2795th of 3,080 |
| Wildfires | 26 | 1 | $19M | 5th of 15 | 477th of 2,972 |
| High wind and dust storms | 20 | 1 | $176K | 15th of 15 | 2739th of 3,080 |
| Lightning | 9 | 1 | $222K | 6th of 15 | 1940th of 3,080 |
| Landslides and avalanches | 4 | 0 | $114K | 4th of 15 | 390th of 2,278 |
| Tornadoes | 4 | 0 | $227K | 11th of 15 | 2922nd of 3,080 |
| Extreme cold | 1 | 0 | $131K | 15th of 15 | 2881st of 3,076 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gila County record: every hazard by year and month, the deadliest events and FEMA's declarations.