Gilchrist County, Florida: hazard risk
FEMA rates Gilchrist County's overall risk Very Low (score 28.0 of 100, higher than 27% of rated U.S. counties). Its storm record holds 376 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Moderate | 84.3 | $2.5M |
| Lightning | Relatively Moderate | 59.0 | $237K |
| Wildfire | Relatively Low | 77.2 | $233K |
| Cold Wave | Relatively Low | 34.2 | $376K |
| Drought | Relatively Low | 31.4 | $22K |
| Tornado | Relatively Low | 31.0 | $400K |
| Heat Wave | Very Low | 37.5 | $150K |
| Riverine Flooding | Very Low | 31.4 | $2.7M |
| Earthquake | Very Low | 27.2 | $41K |
| Coastal Flooding | Very Low | 25.8 | $2K |
| Strong Wind | Very Low | 15.2 | $93K |
| Hail | Very Low | 11.2 | $27K |
| Landslide | Very Low | 6.5 | $9 |
| Winter Weather | Very Low | 2.1 | $826 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Extreme cold | 105 | 0 | $36M | 1st of 67 | 15th of 3,076 |
| Severe thunderstorm wind | 92 | 0 | $228K | 30th of 67 | 1279th of 3,080 |
| Hurricanes and tropical storms | 30 | 0 | $14M | 2nd of 67 | 38th of 1,849 |
| Hail | 29 | 0 | $4K | 28th of 67 | 2075th of 3,080 |
| Heavy rain | 24 | 0 | – | 8th of 67 | 138th of 3,080 |
| Floods | 7 | 0 | $11M | 57th of 67 | 2350th of 3,080 |
| Wildfires | 7 | 0 | – | 12th of 67 | 134th of 2,972 |
| Drought | 6 | 0 | – | 27th of 67 | 1747th of 3,063 |
| Tornadoes | 5 | 0 | $7.5M | 66th of 67 | 2249th of 3,080 |
| Winter storms | 3 | 0 | – | 4th of 67 | 2903rd of 3,077 |
| Lightning | 2 | 0 | – | 50th of 67 | 1125th of 3,080 |
| High wind and dust storms | 1 | 0 | $13K | 40th of 67 | 2822nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Gilchrist County record: every hazard by year and month, the deadliest events and FEMA's declarations.