Guadalupe County, Texas: hazard risk
FEMA rates Guadalupe County's overall risk Relatively Moderate (score 91.5 of 100, higher than 91% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by riverine flooding, tornado, lightning. Its storm record holds 507 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively High | 95.6 | $100M |
| Tornado | Relatively High | 92.2 | $10M |
| Lightning | Relatively High | 89.9 | $1.4M |
| Hail | Relatively Moderate | 92.1 | $2.5M |
| Heat Wave | Relatively Moderate | 89.1 | $3.4M |
| Winter Weather | Relatively Moderate | 84.6 | $318K |
| Drought | Relatively Moderate | 78.5 | $1.0M |
| Cold Wave | Relatively Moderate | 71.2 | $2.6M |
| Strong Wind | Relatively Moderate | 61.3 | $901K |
| Wildfire | Relatively Low | 75.0 | $310K |
| Hurricane | Relatively Low | 66.7 | $509K |
| Ice Storm | Relatively Low | 50.7 | $104K |
| Landslide | Very Low | 26.0 | $257 |
| Earthquake | Very Low | 20.6 | $36K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 130 | 0 | $13M | 103rd of 254 | 2154th of 3,080 |
| Hail | 112 | 0 | $20M | 146th of 254 | 1494th of 3,080 |
| Floods | 104 | 8 | $92M | 20th of 254 | 548th of 3,080 |
| Drought | 81 | 0 | – | 48th of 254 | 216th of 3,063 |
| Tornadoes | 26 | 0 | $3.7M | 117th of 254 | 1359th of 3,080 |
| Winter storms | 26 | 0 | – | 104th of 254 | 2435th of 3,077 |
| Heat | 10 | 2 | – | 112th of 254 | 1208th of 3,076 |
| Extreme cold | 7 | 0 | – | 65th of 254 | 1784th of 3,076 |
| High wind and dust storms | 4 | 0 | $7K | 120th of 254 | 2723rd of 3,080 |
| Lightning | 2 | 0 | $150K | 87th of 254 | 1655th of 3,080 |
| Wildfires | 2 | 0 | – | 141st of 254 | 727th of 2,972 |
| Hurricanes and tropical storms | 1 | 0 | $60K | 79th of 254 | 979th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Guadalupe County record: every hazard by year and month, the deadliest events and FEMA's declarations.