Hancock County, Mississippi: hazard risk

FEMA rates Hancock County's overall risk Relatively Moderate (score 82.7 of 100, higher than 82% of rated U.S. counties); 3 of its 15 hazards are rated Relatively High or Very High, led by hurricane, lightning, coastal flooding. Its storm record holds 455 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Hancock County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HurricaneRelatively High95.2$18M
LightningRelatively High91.2$1000K
Coastal FloodingRelatively High86.2$3.3M
WildfireRelatively Moderate90.4$1.1M
TornadoRelatively Moderate76.6$2.6M
Heat WaveRelatively Low78.1$1.1M
Riverine FloodingRelatively Low67.2$9.1M
Cold WaveRelatively Low61.0$1.1M
DroughtRelatively Low55.8$168K
HailRelatively Low55.2$251K
Ice StormRelatively Low36.9$36K
Winter WeatherRelatively Low35.3$29K
Strong WindRelatively Low35.3$274K
EarthquakeVery Low44.7$157K
LandslideVery Low17.8$69

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1260$532K58th of 821376th of 3,080
Tornadoes670$97M4th of 8227th of 3,080
Hail610–57th of 821621st of 3,080
Hurricanes and tropical storms5356$7.5B1st of 8232nd of 1,849
Floods490$1.5M21st of 821049th of 3,080
Heat440–23rd of 82542nd of 3,076
Drought120–75th of 821885th of 3,063
Winter storms100–74th of 822741st of 3,077
Lightning92$587K8th of 82391st of 3,080
Extreme cold60–25th of 821922nd of 3,076
Heavy rain30–4th of 821195th of 3,080
High wind and dust storms30$27K62nd of 822588th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Hancock County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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