Henry County, Missouri: hazard risk
FEMA rates Henry County's overall risk Relatively Low (score 52.8 of 100, higher than 52% of rated U.S. counties). Its storm record holds 582 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively Moderate | 79.6 | $307K |
| Drought | Relatively Moderate | 78.7 | $677K |
| Strong Wind | Relatively Moderate | 72.2 | $813K |
| Winter Weather | Relatively Moderate | 63.2 | $79K |
| Lightning | Relatively Moderate | 57.5 | $241K |
| Heat Wave | Relatively Low | 70.3 | $726K |
| Hail | Relatively Low | 69.5 | $427K |
| Tornado | Relatively Low | 62.4 | $1.5M |
| Riverine Flooding | Relatively Low | 61.1 | $7.4M |
| Cold Wave | Relatively Low | 59.8 | $1.1M |
| Earthquake | Very Low | 58.9 | $334K |
| Landslide | Very Low | 55.6 | $2K |
| Wildfire | Very Low | 43.5 | $25K |
| Hurricane | Very Low | 27.7 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 179 | 1 | $714M | 13th of 114 | 199th of 3,080 |
| Hail | 154 | 0 | $2K | 83rd of 114 | 1208th of 3,080 |
| Severe thunderstorm wind | 127 | 0 | $2.3M | 87th of 114 | 2002nd of 3,080 |
| Winter storms | 51 | 3 | $397K | 87th of 114 | 1911th of 3,077 |
| Drought | 20 | 0 | – | 72nd of 114 | 1376th of 3,063 |
| Tornadoes | 19 | 1 | $2.0M | 95th of 114 | 1896th of 3,080 |
| Heat | 16 | 0 | – | 68th of 114 | 924th of 3,076 |
| Extreme cold | 10 | 0 | – | 70th of 114 | 1460th of 3,076 |
| High wind and dust storms | 3 | 0 | – | 92nd of 114 | 2716th of 3,080 |
| Heavy rain | 1 | 0 | – | 91st of 114 | 2110th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Henry County record: every hazard by year and month, the deadliest events and FEMA's declarations.