Huerfano County, Colorado: hazard risk

FEMA rates Huerfano County's overall risk Very Low (score 24.2 of 100, higher than 24% of rated U.S. counties). Its storm record holds 1,767 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Huerfano County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Winter WeatherRelatively Moderate65.3$75K
LightningRelatively Moderate62.3$247K
WildfireRelatively Low87.6$653K
Riverine FloodingRelatively Low47.9$4.2M
HailRelatively Low46.9$158K
Strong WindRelatively Low17.6$104K
LandslideVery Low41.4$494
DroughtVery Low30.0$17K
EarthquakeVery Low26.1$34K
AvalancheVery Low25.9$49
Heat WaveVery Low18.2$35K
TornadoVery Low11.7$60K
Ice StormVery Low6.5$2K
Cold WaveVery Low6.3$23K
Volcanic ActivityNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Winter storms1,0231$8.1M37th of 63570th of 3,077
High wind and dust storms4751$5.2M13th of 63247th of 3,080
Hail920$43K31st of 632586th of 3,080
Floods710$6.7M14th of 632114th of 3,080
Extreme cold280–41st of 632356th of 3,076
Wildfires260$52M22nd of 63213th of 2,972
Heavy rain160–14th of 631202nd of 3,080
Tornadoes80$1.2M34th of 632657th of 3,080
Severe thunderstorm wind70–50th of 632952nd of 3,080
Landslides and avalanches60–34th of 63186th of 2,278
Drought50–50th of 632460th of 3,063
Lightning30$69K34th of 631942nd of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Huerfano County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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