Isle of Wight County, Virginia: hazard risk
FEMA rates Isle of Wight County's overall risk Very Low (score 37.9 of 100, higher than 37% of rated U.S. counties); 1 of its 15 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 384 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 91.9 | $2.5M |
| Hurricane | Relatively Moderate | 82.6 | $3.6M |
| Coastal Flooding | Relatively Moderate | 61.8 | $802K |
| Winter Weather | Relatively Low | 56.1 | $101K |
| Ice Storm | Relatively Low | 51.4 | $114K |
| Heat Wave | Relatively Low | 49.7 | $462K |
| Riverine Flooding | Relatively Low | 36.9 | $5.5M |
| Hail | Relatively Low | 35.7 | $190K |
| Lightning | Relatively Low | 33.1 | $156K |
| Tornado | Relatively Low | 32.3 | $740K |
| Cold Wave | Relatively Low | 24.3 | $391K |
| Strong Wind | Relatively Low | 19.2 | $213K |
| Wildfire | Very Low | 48.4 | $55K |
| Earthquake | Very Low | 46.1 | $284K |
| Landslide | Very Low | 30.9 | $422 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 149 | 0 | $630K | 35th of 96 | 535th of 3,080 |
| Winter storms | 62 | 0 | $52K | 60th of 96 | 715th of 3,077 |
| Floods | 55 | 0 | $8.0M | 45th of 96 | 637th of 3,080 |
| Heavy rain | 43 | 0 | $4.4M | 12th of 96 | 52nd of 3,080 |
| Hail | 34 | 0 | $1K | 54th of 96 | 2000th of 3,080 |
| Tornadoes | 16 | 0 | $1.8M | 13th of 96 | 841st of 3,080 |
| Hurricanes and tropical storms | 7 | 1 | $29M | 12th of 96 | 295th of 1,849 |
| Heat | 5 | 0 | – | 40th of 96 | 1128th of 3,076 |
| High wind and dust storms | 4 | 1 | $60K | 76th of 96 | 2192nd of 3,080 |
| Lightning | 4 | 0 | $29K | 29th of 96 | 556th of 3,080 |
| Extreme cold | 3 | 0 | – | 66th of 96 | 1822nd of 3,076 |
| Drought | 1 | 0 | $7.2M | 76th of 96 | 2308th of 3,063 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Isle of Wight County record: every hazard by year and month, the deadliest events and FEMA's declarations.