Jackson County, Florida: hazard risk
FEMA rates Jackson County's overall risk Relatively Low (score 75.7 of 100, higher than 75% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by hurricane, lightning. Its storm record holds 731 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively High | 94.3 | $13M |
| Lightning | Relatively High | 87.1 | $741K |
| Drought | Relatively Moderate | 80.9 | $717K |
| Cold Wave | Relatively Moderate | 69.5 | $1.5M |
| Strong Wind | Relatively Moderate | 52.8 | $434K |
| Heat Wave | Relatively Low | 68.5 | $622K |
| Riverine Flooding | Relatively Low | 60.9 | $6.7M |
| Tornado | Relatively Low | 59.4 | $1.3M |
| Earthquake | Very Low | 51.4 | $215K |
| Wildfire | Very Low | 49.8 | $34K |
| Landslide | Very Low | 35.2 | $334 |
| Winter Weather | Very Low | 23.3 | $15K |
| Hail | Very Low | 17.1 | $43K |
| Ice Storm | Very Low | 13.5 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 400 | 0 | $3.9M | 26th of 67 | 1180th of 3,080 |
| Floods | 120 | 0 | $146M | 26th of 67 | 1613th of 3,080 |
| Hail | 52 | 0 | – | 48th of 67 | 2535th of 3,080 |
| Tornadoes | 50 | 0 | $41M | 37th of 67 | 684th of 3,080 |
| Drought | 43 | 0 | – | 11th of 67 | 1013th of 3,063 |
| Hurricanes and tropical storms | 21 | 5 | $778M | 46th of 67 | 287th of 1,849 |
| Heat | 13 | 0 | – | 8th of 67 | 1204th of 3,076 |
| Heavy rain | 9 | 0 | – | 54th of 67 | 1600th of 3,080 |
| Lightning | 7 | 0 | $1.5M | 44th of 67 | 898th of 3,080 |
| Winter storms | 4 | 0 | $749K | 19th of 67 | 2985th of 3,077 |
| Extreme cold | 3 | 0 | $50K | 43rd of 67 | 2505th of 3,076 |
| High wind and dust storms | 1 | 0 | $633 | 58th of 67 | 2962nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Jackson County record: every hazard by year and month, the deadliest events and FEMA's declarations.