Jefferson County, Indiana: hazard risk
FEMA rates Jefferson County's overall risk Relatively Low (score 48.3 of 100, higher than 48% of rated U.S. counties). Its storm record holds 350 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively Moderate | 83.5 | $1.6M |
| Tornado | Relatively Moderate | 82.1 | $4.5M |
| Ice Storm | Relatively Moderate | 60.7 | $146K |
| Landslide | Relatively Low | 85.3 | $33K |
| Earthquake | Relatively Low | 61.5 | $515K |
| Riverine Flooding | Relatively Low | 55.9 | $8.3M |
| Lightning | Relatively Low | 45.7 | $210K |
| Cold Wave | Relatively Low | 33.3 | $512K |
| Winter Weather | Relatively Low | 27.3 | $27K |
| Heat Wave | Very Low | 32.9 | $166K |
| Drought | Very Low | 29.8 | $25K |
| Hail | Very Low | 20.9 | $79K |
| Hurricane | Very Low | 20.4 | $7K |
| Wildfire | Very Low | 9.4 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 134 | 0 | $1.1M | 62nd of 91 | 932nd of 3,080 |
| Floods | 115 | 1 | $13M | 12th of 91 | 101st of 3,080 |
| Hail | 35 | 0 | $16K | 90th of 91 | 2305th of 3,080 |
| Winter storms | 32 | 0 | $234K | 71st of 91 | 1662nd of 3,077 |
| Tornadoes | 23 | 15 | $155M | 39th of 91 | 614th of 3,080 |
| Extreme cold | 6 | 0 | – | 27th of 91 | 1302nd of 3,076 |
| High wind and dust storms | 4 | 0 | $12K | 85th of 91 | 2280th of 3,080 |
| Lightning | 1 | 0 | $82K | 65th of 91 | 1673rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Jefferson County record: every hazard by year and month, the deadliest events and FEMA's declarations.