Kaufman County, Texas: hazard risk
FEMA rates Kaufman County's overall risk Relatively Low (score 76.2 of 100, higher than 76% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by hail. Its storm record holds 786 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively High | 94.5 | $3.3M |
| Heat Wave | Relatively Moderate | 93.3 | $5.5M |
| Tornado | Relatively Moderate | 84.6 | $6.2M |
| Cold Wave | Relatively Moderate | 82.5 | $5.1M |
| Riverine Flooding | Relatively Moderate | 76.4 | $20M |
| Winter Weather | Relatively Moderate | 63.4 | $123K |
| Wildfire | Relatively Low | 80.0 | $492K |
| Lightning | Relatively Low | 49.7 | $276K |
| Strong Wind | Relatively Low | 49.3 | $649K |
| Ice Storm | Relatively Low | 41.6 | $69K |
| Drought | Relatively Low | 35.8 | $53K |
| Earthquake | Very Low | 59.1 | $520K |
| Hurricane | Very Low | 50.3 | $90K |
| Landslide | Very Low | 18.9 | $125 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 266 | 0 | $8.2M | 32nd of 254 | 1229th of 3,080 |
| Hail | 210 | 0 | $2.4M | 94th of 254 | 897th of 3,080 |
| Floods | 89 | 0 | $4.4M | 40th of 254 | 942nd of 3,080 |
| Drought | 67 | 0 | $2.8M | 109th of 254 | 431st of 3,063 |
| Heat | 57 | 4 | – | 40th of 254 | 390th of 3,076 |
| Tornadoes | 37 | 1 | $134M | 114th of 254 | 1323rd of 3,080 |
| Winter storms | 36 | 1 | $1.4M | 90th of 254 | 2393rd of 3,077 |
| Extreme cold | 6 | 1 | $2.9M | 102nd of 254 | 2006th of 3,076 |
| Heavy rain | 6 | 0 | – | 36th of 254 | 1050th of 3,080 |
| Wildfires | 5 | 1 | $426K | 76th of 254 | 419th of 2,972 |
| Lightning | 4 | 0 | $275K | 53rd of 254 | 1220th of 3,080 |
| High wind and dust storms | 2 | 0 | $3K | 151st of 254 | 2837th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Kaufman County record: every hazard by year and month, the deadliest events and FEMA's declarations.