Kay County, Oklahoma: hazard risk
FEMA rates Kay County's overall risk Relatively Low (score 79.9 of 100, higher than 79% of rated U.S. counties); 3 of its 14 hazards are rated Relatively High or Very High, led by ice storm, cold wave, tornado. Its storm record holds 1,627 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 93.9 | $1.1M |
| Cold Wave | Relatively High | 93.8 | $8.1M |
| Tornado | Relatively High | 93.4 | $7.8M |
| Hail | Relatively Moderate | 92.7 | $1.8M |
| Drought | Relatively Moderate | 83.6 | $938K |
| Heat Wave | Relatively Moderate | 81.4 | $1.3M |
| Winter Weather | Relatively Moderate | 75.3 | $137K |
| Strong Wind | Relatively Moderate | 63.2 | $645K |
| Lightning | Relatively Moderate | 59.0 | $258K |
| Wildfire | Relatively Low | 88.5 | $883K |
| Riverine Flooding | Relatively Low | 69.8 | $10M |
| Earthquake | Very Low | 52.2 | $248K |
| Landslide | Very Low | 50.9 | $1K |
| Hurricane | Very Low | 24.6 | $7K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 568 | 0 | $85K | 20th of 77 | 99th of 3,080 |
| Severe thunderstorm wind | 525 | 0 | $13M | 6th of 77 | 601st of 3,080 |
| Drought | 110 | 0 | $14M | 26th of 77 | 186th of 3,063 |
| Tornadoes | 103 | 20 | $353M | 8th of 77 | 101st of 3,080 |
| Floods | 92 | 1 | $126K | 19th of 77 | 1163rd of 3,080 |
| Winter storms | 82 | 2 | $42M | 14th of 77 | 1803rd of 3,077 |
| Heat | 79 | 3 | – | 36th of 77 | 337th of 3,076 |
| High wind and dust storms | 30 | 0 | $327K | 32nd of 77 | 1670th of 3,080 |
| Extreme cold | 14 | 0 | – | 17th of 77 | 1386th of 3,076 |
| Lightning | 12 | 0 | $340K | 7th of 77 | 543rd of 3,080 |
| Heavy rain | 4 | 0 | – | 3rd of 77 | 1434th of 3,080 |
| Wildfires | 1 | 0 | – | 67th of 77 | 1123rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Kay County record: every hazard by year and month, the deadliest events and FEMA's declarations.