Kennebec County, Maine: hazard risk
FEMA rates Kennebec County's overall risk Relatively Low (score 75.2 of 100, higher than 75% of rated U.S. counties); 3 of its 16 hazards are rated Relatively High or Very High, led by winter weather, ice storm, lightning. Its storm record holds 700 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Very High | 97.6 | $1.3M |
| Ice Storm | Very High | 97.0 | $2.5M |
| Lightning | Relatively High | 87.3 | $1.1M |
| Hurricane | Relatively Moderate | 87.7 | $5.8M |
| Riverine Flooding | Relatively Moderate | 80.1 | $22M |
| Drought | Relatively Moderate | 76.5 | $812K |
| Strong Wind | Relatively Moderate | 60.3 | $801K |
| Earthquake | Relatively Low | 76.0 | $1.3M |
| Landslide | Relatively Low | 72.0 | $8K |
| Hail | Relatively Low | 60.5 | $420K |
| Coastal Flooding | Relatively Low | 54.8 | $319K |
| Cold Wave | Relatively Low | 43.5 | $814K |
| Heat Wave | Very Low | 38.4 | $229K |
| Wildfire | Very Low | 33.5 | $19K |
| Tornado | Very Low | 25.9 | $421K |
| Avalanche | Very Low | 9.8 | $8 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 188 | 0 | $91M | 7th of 16 | 630th of 3,077 |
| Severe thunderstorm wind | 164 | 1 | $370K | 5th of 16 | 2238th of 3,080 |
| Floods | 110 | 0 | $7.3M | 5th of 16 | 878th of 3,080 |
| Hail | 98 | 0 | – | 3rd of 16 | 2301st of 3,080 |
| High wind and dust storms | 56 | 0 | $125K | 9th of 16 | 645th of 3,080 |
| Extreme cold | 26 | 0 | – | 6th of 16 | 856th of 3,076 |
| Lightning | 21 | 1 | $699K | 6th of 16 | 330th of 3,080 |
| Drought | 19 | 0 | $1.1M | 8th of 16 | 1575th of 3,063 |
| Tornadoes | 11 | 0 | $2.9M | 2nd of 16 | 2315th of 3,080 |
| Heat | 2 | 0 | – | 12th of 16 | 2152nd of 3,076 |
| Heavy rain | 2 | 0 | – | 7th of 16 | 1831st of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 11th of 16 | 997th of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Kennebec County record: every hazard by year and month, the deadliest events and FEMA's declarations.