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Maine · FEMA + NOAA + National Risk Index

Kennebec County, ME

25 FEMA disaster declarations (1970-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

25
FEMA declarations
19
Major disasters
75
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Kennebec County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Maine county mean. FEMA's separate National Risk Index places the county in the riskiest 25%; that score models loss and vulnerability rather than counting declarations.

Riskiest 25%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
441
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 23011 · Kennebec County 25 declarations · rank 849/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 25
  • MAJOR-MID 76%
  • RANK-LOWER #849
  • PHOTO-FINISH Jefferson
  • NRI-LOW 75
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -15%

Nearest declaration peer: Jefferson, AR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Maine state profile

Kennebec County among high-volume declaration counties

FEMA declaration records among Kennebec County and nearest peers by total count

declarations

What this shows Kennebec County carries 25 FEMA declaration records, ranked 849 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Kennebec County ranks in the national declaration registry

Kennebec County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Kennebec County

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Kennebec County's FEMA Risk Index score

0/100100/100Maine avg57/10075.2/100
FEMA National Risk Index composite score vs. the Maine county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Kennebec County is led by Riverine Flooding (about $21.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Kennebec County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 441 paid claims, totaling $7.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $16.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Maine county averages 29.4 federal declaration records, while Kennebec County has 25. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 75.2/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $37.5M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 21 times per year here, based on 396 historical events on record.

63 /100

Historical Activity Index

High historical activity

Kennebec County, ME · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
11/25

25 declarations (0.8x state county average of 29)

Major Disaster Share Very High
19/25

19 of 25 declarations are major disasters (76%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Kennebec County

FEMA NRI 8-hazard radar - Kennebec County

Kennebec County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 48, Tornado 8, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 92. The simple mean of these eight displayed scores is 36 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 36 8-hazard mean
Kennebec County NRI risk profile FIPS 23011 · displayed-hazard mean 36/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

76%

Mostly major

NRI risk score

75

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Kennebec County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Very High an average of 21 times per year
Ice Storm Very High an average of 1.3 times per year
Hurricane Relatively Moderate roughly once every 9 years
Lightning Relatively High an average of 17 times per year
Riverine Flooding Relatively Moderate an average of 2.6 times per year
Drought Relatively Moderate 4.7 modeled event-days per year
Earthquake Relatively Low roughly once every 602 years
Landslide Relatively Low roughly once every 2 years
Hail Relatively Low roughly once every 1 years
Strong Wind Relatively Moderate roughly once every 2 years
Coastal Flooding Relatively Low an average of 11 times per year
Cold Wave Relatively Low an average of 1.9 times per year
Heat Wave Very Low 1.8 modeled event-days per year
Wildfire Very Low roughly once every 91,503 years
Tornado Very Low roughly once every 18 years
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Flood 6
Hurricane 4
Snowstorm 3
Biological 2
Freezing 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Kennebec County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 76.0%

of all 25 declarations

Emergency - 6 24.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 2
2020 2
2018 1
2007 1
2005 3
2004 2
2003 1
2001 1
2000 2
1998 2
1993 2
1992 1
1991 1
1987 1
Show 2 earlier declaration years
1974 1
1970 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4754 SEVERE STORM AND FLOODING DR Severe Storm 2024-01-30
3598 HURRICANE LEE EM Hurricane 2023-09-14
4719 SEVERE STORM AND FLOODING DR Flood 2023-07-06
4522 COVID-19 PANDEMIC DR Biological 2020-04-04
3444 COVID-19 EM Biological 2020-03-13
4354 SEVERE STORM AND FLOODING DR Severe Storm 2018-01-02
1693 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-04-25
3256 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
1591 SEVERE STORMS, FLOODING, SNOW MELT, AND ICE JAMS DR Severe Storm 2005-06-29
3206 RECORD AND/OR NEAR RECORD SNOW EM Snowstorm 2005-03-14
1508 SEVERE STORMS, FLOODING, SNOW MELT AND ICE JAMS DR Severe Storm 2004-02-05
3190 SNOW EM Snowstorm 2004-01-15
1468 SEVERE WINTER COLD AND FROST DR Freezing 2003-05-14
1371 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2001-05-16
1326 SEVERE STORMS, FLOODING, AND ICE JAMS DR Severe Storm 2000-04-28
1308 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-11-18
1232 SEVERE STORMS AND FLOODING DR Severe Storm 1998-07-02
1198 SEVERE ICE STORMS, RAINS AND HIGH WINDS DR Severe Storm 1998-01-13
988 HEAVY RAIN, SNOWMELT, ICE JAMS & FLOODING DR Flood 1993-05-11
3099 BLIZZARDS, SEVERE WINDS & SNOWFALL, COASTAL STORM EM Snowstorm 1993-03-15
Show 5 earlier declaration records
DR# Title Type Incident Date
940 HEAVY RAINS, ICE JAMS & FLOODING DR Flood 1992-03-27
915 HURRICANE BOB & FLOODING DR Hurricane 1991-08-28
788 SEVERE STORMS & FLOODING DR Flood 1987-04-09
410 SEVERE STORMS & FLOODING DR Flood 1974-01-18
284 SEVERE STORMS, ICE JAMS & FLOODING DR Flood 1970-02-27

Storm Events in Maine

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Kennebec County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 972 3 0 $821.0K
Heavy Snow 817 0 0 $0
Winter Storm 672 0 0 $0
Winter Weather 540 0 52 $0
High Wind 261 3 0 $40.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

441

Total Paid

$7.4M

Avg Per Claim

$16.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 75.2/100

Expected Annual Loss

Relatively Low

$37.5M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Very High
Ice Storm Very High
Hurricane Relatively Moderate
Lightning Relatively High
Riverine Flooding Relatively Moderate
Drought Relatively Moderate
Earthquake Relatively Low
Landslide Relatively Low
Hail Relatively Low
Strong Wind Relatively Moderate
Coastal Flooding Relatively Low
Cold Wave Relatively Low
Heat Wave Very Low
Wildfire Very Low
Tornado Very Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Kennebec County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Kennebec County's closest FEMA peer: Smith County, MS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Kennebec County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Kennebec County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Kennebec County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Kennebec County's NFIP claims file (441 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Kennebec County?
The most common disaster type in Kennebec County is Severe Storm, with 9 declarations. Other disaster types include Flood (6), Hurricane (4), Snowstorm (3).
How does Kennebec County's FEMA declaration record compare with the Maine average?
The typical Maine county has 29.4 FEMA declaration records; Kennebec County has 25, or 15% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Kennebec County received?
Kennebec County has received 19 major disaster declarations, representing 76% of all 25 disaster declarations.
How many flood insurance claims has Kennebec County filed?
Kennebec County has 441 National Flood Insurance Program (NFIP) claims totaling $7.4M in payments, with an average of $16.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Kennebec County?
No. In Kennebec County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $21.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Kennebec County?
The most active year for disaster declarations in Kennebec County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1970 to 2024.
What is the FEMA National Risk Index score for Kennebec County?
According to the FEMA National Risk Index, Kennebec County, Maine has an overall risk score of 75.2 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $37.5M in annualized losses.
Which natural hazard poses the greatest risk to Kennebec County?
The top hazard flagged by FEMA's NRI for Kennebec County as of the latest release is Winter Weather (risk rating: Very High). Other significant hazards include Ice Storm (Very High) and Hurricane (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 21 times per year, drawn from 396 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Kennebec County · vintage 2026-08-25 · Methodology · Maine profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events