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Maine · FEMA + NOAA + National Risk Index

Sagadahoc County, ME

25 FEMA disaster declarations (1970-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

25
FEMA declarations
18
Major disasters
23
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Sagadahoc County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 15% below the Maine county mean. FEMA's separate National Risk Index places the county safer than 23%; that score models loss and vulnerability rather than counting declarations.

Safer than 23%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
85
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Sagadahoc County compare?

Sagadahoc County vs. all counties in this dataset

FEMA disaster declarations, all-time

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Sagadahoc County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Maine county average

0/100100/100Maine avg57/10023.3/100
FEMA National Risk Index composite score vs. the Maine county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Sagadahoc County is led by Riverine Flooding (about $3.6M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Sagadahoc County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 85 paid claims, totaling $1.1M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $13.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Maine county averages 29.4 federal declaration records, while Sagadahoc County has 25. The gap is 15% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

Declaration frequency

Nationally, Sagadahoc County's 25 FEMA records form a high-volume history; within Maine, however, the count is 15% below the county mean. 18 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 9 times. The full 54-year record averages 0.5 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 23.3/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $9.6M in annualized losses), tempered or compounded by a Relatively Low social-vulnerability score and Very High community-resilience score. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here, based on 71 historical events on record.

65 /100

Historical Activity Index

High historical activity

Sagadahoc County, ME · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
11/25

25 declarations (0.8x state county average of 29)

Major Disaster Share High
18/25

18 of 25 declarations are major disasters (72%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Sagadahoc County

Historical Declaration Activity

Activity Band

High

vs. Maine Avg

-15%

State avg: 29.4

vs. National Avg

+21%

National avg: 20.7

Avg Per Year

0.5

Over 54 years

FEMA NRI 8-hazard radar - Sagadahoc County

Sagadahoc County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 25, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 23 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 8-hazard mean
Sagadahoc County NRI risk profile FIPS 23023 · displayed-hazard mean 23/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

72%

Major-heavy

NRI risk score

23

Very Low

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Sagadahoc County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.3 times per year
Winter Weather Relatively Moderate an average of 16 times per year
Hurricane Relatively Low roughly once every 10 years
Coastal Flooding Relatively Moderate an average of 8.6 times per year
Earthquake Very Low roughly once every 657 years
Landslide Very Low roughly once every 7 years
Lightning Relatively Low an average of 17 times per year
Drought Very Low 3.5 modeled event-days per year
Hail Very Low an average of 1 time per year
Riverine Flooding Very Low roughly once every 2 years
Strong Wind Relatively Low roughly once every 3 years
Cold Wave Very Low an average of 1.5 times per year
Wildfire Very Low roughly once every 89,495 years
Heat Wave Very Low 1.1 modeled event-days per year
Tornado Very Low roughly once every 42 years

Source: FEMA National Risk Index FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Flood 5
Hurricane 3
Snowstorm 3
Biological 2
Fishing Losses 2
Coastal Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Sagadahoc County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 18 72.0%

of all 25 declarations

Emergency - 7 28.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 2
2020 2
2018 1
2015 1
2013 1
2010 1
2009 2
2007 1
2005 1
2004 1
2001 1
1998 1
1993 1
1992 1
Show 6 earlier declaration years
1991 1
1987 1
1980 1
1974 1
1972 2
1970 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4764 SEVERE STORMS AND FLOODING DR Severe Storm 2024-03-20
3598 HURRICANE LEE EM Hurricane 2023-09-14
4719 SEVERE STORM AND FLOODING DR Flood 2023-07-06
4522 COVID-19 PANDEMIC DR Biological 2020-04-04
3444 COVID-19 EM Biological 2020-03-13
4354 SEVERE STORM AND FLOODING DR Severe Storm 2018-01-02
4208 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Snowstorm 2015-03-12
4108 SEVERE WINTER STORM, SNOWSTORM, AND FLOODING DR Severe Storm 2013-03-25
1891 SEVERE WINTER STORM DR Severe Storm 2010-03-25
1815 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2009-01-09
3298 SEVERE WINTER STORM EM Severe Storm 2008-12-15
1693 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-04-25
3256 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
1508 SEVERE STORMS, FLOODING, SNOW MELT AND ICE JAMS DR Severe Storm 2004-02-05
3164 SNOW EM Snowstorm 2001-03-20
1198 SEVERE ICE STORMS, RAINS AND HIGH WINDS DR Severe Storm 1998-01-13
3099 BLIZZARDS, SEVERE WINDS & SNOWFALL, COASTAL STORM EM Snowstorm 1993-03-15
921 COASTAL STORM DR Coastal Storm 1991-11-07
915 HURRICANE BOB & FLOODING DR Hurricane 1991-08-28
788 SEVERE STORMS & FLOODING DR Flood 1987-04-09
Show 5 earlier declaration records
DR# Title Type Incident Date
3082 RED TIDE-TOXIC ALGAE EM Fishing Losses 1980-09-20
410 SEVERE STORMS & FLOODING DR Flood 1974-01-18
356 TOXIC ALGAE IN COASTAL WATERS DR Fishing Losses 1972-09-28
326 SEVERE STORMS & FLOODING DR Flood 1972-03-07
284 SEVERE STORMS, ICE JAMS & FLOODING DR Flood 1970-02-27

Storm Events in Maine

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Sagadahoc County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 972 3 0 $821.0K
Heavy Snow 817 0 0 $0
Winter Storm 672 0 0 $0
Winter Weather 540 0 52 $0
High Wind 261 3 0 $40.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

85

Total Paid

$1.1M

Avg Per Claim

$13.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 23.3/100

Expected Annual Loss

Very Low

$9.6M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Ice Storm Relatively High
Winter Weather Relatively Moderate
Hurricane Relatively Low
Coastal Flooding Relatively Moderate
Earthquake Very Low
Landslide Very Low
Lightning Relatively Low
Drought Very Low
Hail Very Low
Riverine Flooding Very Low
Strong Wind Relatively Low
Cold Wave Very Low
Wildfire Very Low
Heat Wave Very Low
Tornado Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Sagadahoc County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Sagadahoc County's closest FEMA peer: Clarke County, MS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Sagadahoc County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Sagadahoc County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Sagadahoc County's NFIP claims file (85 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Sagadahoc County?
The most common disaster type in Sagadahoc County is Severe Storm, with 9 declarations. Other disaster types include Flood (5), Hurricane (3), Snowstorm (3).
How does Sagadahoc County's FEMA declaration record compare with the Maine average?
The typical Maine county has 29.4 FEMA declaration records; Sagadahoc County has 25, or 15% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Sagadahoc County received?
Sagadahoc County has received 18 major disaster declarations, representing 72% of all 25 disaster declarations.
How many flood insurance claims has Sagadahoc County filed?
Sagadahoc County has 85 National Flood Insurance Program (NFIP) claims totaling $1.1M in payments, with an average of $13.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Sagadahoc County?
No. In Sagadahoc County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $3.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Sagadahoc County?
The most active year for disaster declarations in Sagadahoc County was 1972, with 2 declarations. The county has FEMA disaster data spanning 1970 to 2024.
What is the FEMA National Risk Index score for Sagadahoc County?
According to the FEMA National Risk Index, Sagadahoc County, Maine has an overall risk score of 23.3 out of 100 (Very Low). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Very Low, representing $9.6M in annualized losses.
Which natural hazard poses the greatest risk to Sagadahoc County?
Based on FEMA NRI data, the highest-risk natural hazard in Sagadahoc County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Winter Weather (Relatively Moderate) and Hurricane (Relatively Low). FEMA's modeled event frequency puts ice storm here at an average of 1.3 times per year, drawn from 71 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Sagadahoc County

Against a Maine county mean of 29 declarations, Sagadahoc County, ME records 25, or 15% fewer. PlainHazard classifies that historical total as high activity.

  • Major Disaster is the largest group (18 of 25) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Maine overview
  • Nationally the county exceeds 71% of recorded county totals, but its own Maine benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.