Lake County, Ohio: hazard risk
FEMA rates Lake County's overall risk Relatively Low (score 77.4 of 100, higher than 77% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by winter weather, strong wind. Its storm record holds 620 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 95.0 | $760K |
| Strong Wind | Relatively High | 85.1 | $1.8M |
| Riverine Flooding | Relatively Moderate | 86.1 | $31M |
| Ice Storm | Relatively Moderate | 80.2 | $461K |
| Hail | Relatively Moderate | 77.7 | $868K |
| Tornado | Relatively Moderate | 75.2 | $3.5M |
| Lightning | Relatively Moderate | 62.2 | $405K |
| Heat Wave | Relatively Low | 67.1 | $893K |
| Cold Wave | Relatively Low | 61.6 | $1.7M |
| Earthquake | Relatively Low | 60.9 | $532K |
| Hurricane | Very Low | 49.5 | $79K |
| Coastal Flooding | Very Low | 38.6 | $15K |
| Wildfire | Very Low | 28.9 | $15K |
| Landslide | Very Low | 19.8 | $127 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 234 | 0 | $16M | 4th of 88 | 50th of 3,080 |
| Winter storms | 127 | 0 | $45M | 1st of 88 | 85th of 3,077 |
| Hail | 98 | 0 | $724K | 7th of 88 | 164th of 3,080 |
| High wind and dust storms | 70 | 0 | $17M | 1st of 88 | 75th of 3,080 |
| Floods | 51 | 1 | $512M | 14th of 88 | 272nd of 3,080 |
| Extreme cold | 11 | 0 | $16M | 10th of 88 | 513th of 3,076 |
| Drought | 5 | 0 | $1.8M | 9th of 88 | 1580th of 3,063 |
| Tornadoes | 5 | 0 | $2.3M | 65th of 88 | 1947th of 3,080 |
| Heavy rain | 3 | 0 | $63K | 13th of 88 | 700th of 3,080 |
| Heat | 2 | 0 | – | 39th of 88 | 1560th of 3,076 |
| Lightning | 1 | 0 | $86K | 37th of 88 | 1337th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lake County record: every hazard by year and month, the deadliest events and FEMA's declarations.