Lamar County, Alabama: hazard risk
FEMA rates Lamar County's overall risk Very Low (score 31.4 of 100, higher than 31% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by lightning. Its storm record holds 598 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively High | 89.2 | $846K |
| Earthquake | Relatively Low | 74.8 | $852K |
| Landslide | Relatively Low | 73.4 | $6K |
| Hurricane | Relatively Low | 61.8 | $186K |
| Tornado | Relatively Low | 61.8 | $1.4M |
| Cold Wave | Relatively Low | 53.4 | $806K |
| Heat Wave | Relatively Low | 50.3 | $283K |
| Ice Storm | Relatively Low | 43.2 | $46K |
| Strong Wind | Relatively Low | 37.9 | $289K |
| Drought | Relatively Low | 37.8 | $41K |
| Riverine Flooding | Very Low | 31.6 | $2.7M |
| Hail | Very Low | 26.7 | $76K |
| Wildfire | Very Low | 24.7 | $8K |
| Winter Weather | Very Low | 7.0 | $4K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 259 | 0 | $2.7M | 19th of 67 | 734th of 3,080 |
| Hail | 130 | 0 | $512K | 11th of 67 | 964th of 3,080 |
| Floods | 63 | 0 | $609K | 9th of 67 | 889th of 3,080 |
| Tornadoes | 42 | 2 | $12M | 13th of 67 | 277th of 3,080 |
| Drought | 37 | 0 | – | 37th of 67 | 751st of 3,063 |
| Winter storms | 25 | 0 | $456K | 17th of 67 | 2394th of 3,077 |
| High wind and dust storms | 14 | 0 | $1.0M | 13th of 67 | 1653rd of 3,080 |
| Heat | 9 | 0 | – | 19th of 67 | 1170th of 3,076 |
| Extreme cold | 6 | 0 | $1.9M | 24th of 67 | 1774th of 3,076 |
| Lightning | 6 | 1 | $349K | 27th of 67 | 725th of 3,080 |
| Hurricanes and tropical storms | 3 | 0 | $2.8M | 55th of 67 | 709th of 1,849 |
| Heavy rain | 1 | 0 | – | 39th of 67 | 2027th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lamar County record: every hazard by year and month, the deadliest events and FEMA's declarations.