Lamar County, Texas: hazard risk
FEMA rates Lamar County's overall risk Relatively Low (score 79.5 of 100, higher than 79% of rated U.S. counties); 4 of its 14 hazards are rated Relatively High or Very High, led by ice storm, tornado, hail. Its storm record holds 765 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 98.0 | $2.2M |
| Tornado | Relatively High | 95.7 | $10M |
| Hail | Relatively High | 94.1 | $2.0M |
| Cold Wave | Relatively High | 89.4 | $5.1M |
| Heat Wave | Relatively Moderate | 87.6 | $1.9M |
| Drought | Relatively Moderate | 82.3 | $823K |
| Winter Weather | Relatively Moderate | 72.5 | $112K |
| Strong Wind | Relatively Moderate | 62.4 | $604K |
| Wildfire | Relatively Low | 86.1 | $605K |
| Earthquake | Relatively Low | 66.2 | $499K |
| Riverine Flooding | Relatively Low | 62.4 | $7.5M |
| Lightning | Relatively Low | 55.7 | $221K |
| Hurricane | Very Low | 55.9 | $102K |
| Landslide | Very Low | 25.2 | $150 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 269 | 0 | $2.3M | 92nd of 254 | 881st of 3,080 |
| Severe thunderstorm wind | 198 | 0 | $3.5M | 58th of 254 | 1700th of 3,080 |
| Drought | 79 | 0 | $3.0M | 106th of 254 | 423rd of 3,063 |
| Floods | 54 | 0 | $1.6M | 129th of 254 | 1813th of 3,080 |
| Heat | 52 | 0 | – | 61st of 254 | 486th of 3,076 |
| Tornadoes | 47 | 11 | $108M | 112th of 254 | 1284th of 3,080 |
| Winter storms | 36 | 0 | $26M | 98th of 254 | 2408th of 3,077 |
| High wind and dust storms | 9 | 0 | $521K | 89th of 254 | 2422nd of 3,080 |
| Extreme cold | 7 | 1 | $1.8M | 101st of 254 | 2004th of 3,076 |
| Heavy rain | 7 | 0 | $30K | 35th of 254 | 1047th of 3,080 |
| Lightning | 3 | 0 | $855K | 75th of 254 | 1548th of 3,080 |
| Wildfires | 2 | 0 | $175K | 164th of 254 | 842nd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lamar County record: every hazard by year and month, the deadliest events and FEMA's declarations.