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Texas · FEMA + NOAA + National Risk Index

Lamar County, TX

24 FEMA disaster declarations (1966-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

24
FEMA declarations
17
Major disasters
80
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Lamar County. Its 24 FEMA declarations are 15% above the Texas county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 20%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 20%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
139
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48277 · Lamar County 24 declarations · rank 1089/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 24
  • MAJOR-MID 71%
  • RANK-LOWER #1,089
  • PHOTO-FINISH Eddy
  • NRI-LOW 80
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +15%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Lamar County in the declaration-count neighbourhood

FEMA declaration records among Lamar County and nearest peers by total count

declarations

What this shows Lamar County carries 24 FEMA declaration records, ranked 1089 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lamar County's FEMA declaration count compares nationally

Lamar County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lamar County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lamar County's FEMA Risk Index score

0/100100/100Texas avg49/10079.5/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lamar County is led by Tornado (about $10.3M Expected Annual Loss, Historical Loss Ratio Very High), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lamar County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 139 paid claims, totaling $2.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $16.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Lamar County's 24 federal records stand 15% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 79.5/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $31.9M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here, based on 84 historical events on record.

67 /100

Historical Activity Index

High historical activity

Lamar County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
14/25

24 declarations (1.1x state county average of 21)

Major Disaster Share High
18/25

17 of 24 declarations are major disasters (71%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Lamar County

FEMA NRI 8-hazard radar - Lamar County

Lamar County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 43 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 43 8-hazard mean
Lamar County NRI risk profile FIPS 48277 · displayed-hazard mean 43/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

71%

Major-heavy

NRI risk score

80

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lamar County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Very High an average of 1.2 times per year
Tornado Relatively High roughly once every 2 years
Hail Relatively High an average of 5.2 times per year
Cold Wave Relatively High roughly once every 1 years
Heat Wave Relatively Moderate 15 modeled event-days per year
Wildfire Relatively Low roughly once every 527 years
Drought Relatively Moderate 38 modeled event-days per year
Winter Weather Relatively Moderate an average of 4.2 times per year
Earthquake Relatively Low roughly once every 679 years
Riverine Flooding Relatively Low an average of 1.1 times per year
Strong Wind Relatively Moderate an average of 3.4 times per year
Hurricane Very Low roughly once every 70 years
Lightning Relatively Low an average of 58 times per year
Landslide Very Low roughly once every 7 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 4
Fire 4
Hurricane 4
Severe Ice Storm 3
Biological 2
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lamar County's record, 25% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 70.8%

of all 24 declarations

Emergency - 7 29.2%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 2
2020 2
2016 1
2015 1
2011 1
2008 2
2007 1
2006 1
2005 3
2001 1
1999 1
1998 1
1994 1
1990 1
Show 4 earlier declaration years
1989 1
1982 1
1972 1
1966 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4781 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Flood 2024-05-17
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4266 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2016-03-19
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
1999 WILDFIRES DR Fire 2011-07-01
3294 HURRICANE IKE EM Hurricane 2008-09-10
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1356 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-08
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
1026 SEVERE STORMS AND TORNADOES DR Severe Storm 1994-04-29
863 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-02
Show 4 earlier declaration records
DR# Title Type Incident Date
828 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1989-05-19
655 SEVERE STORMS & TORNADOES DR Tornado 1982-04-08
320 HEAVY RAINS & FLOODING DR Flood 1972-01-27
218 SEVERE STORMS & FLOODING DR Flood 1966-05-12

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lamar County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

139

Total Paid

$2.3M

Avg Per Claim

$16.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 79.5/100

Expected Annual Loss

Relatively Low

$31.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Very High
Tornado Relatively High
Hail Relatively High
Cold Wave Relatively High
Heat Wave Relatively Moderate
Wildfire Relatively Low
Drought Relatively Moderate
Winter Weather Relatively Moderate
Earthquake Relatively Low
Riverine Flooding Relatively Low
Strong Wind Relatively Moderate
Hurricane Very Low
Lightning Relatively Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Lamar County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lamar County's closest FEMA peer: Schuylkill County, PA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lamar County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lamar County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lamar County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Lamar County's NFIP claims file (139 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lamar County?
The most common disaster type in Lamar County is Severe Storm, with 6 declarations. Other disaster types include Flood (4), Fire (4), Hurricane (4).
How does Lamar County's FEMA declaration record compare with the Texas average?
FEMA lists 24 declaration records for Lamar County. That is 15% above the Texas county mean of 20.9. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lamar County received?
Lamar County has received 17 major disaster declarations, representing 71% of all 24 disaster declarations.
How many flood insurance claims has Lamar County filed?
Lamar County has 139 National Flood Insurance Program (NFIP) claims totaling $2.3M in payments, with an average of $16.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lamar County?
No. In Lamar County, Ice Storm has the highest National Risk Index rating (Very High), while Tornado leads Expected Annual Loss at about $10.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lamar County?
The most active year for disaster declarations in Lamar County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1966 to 2024.
What is the FEMA National Risk Index score for Lamar County?
According to the FEMA National Risk Index, Lamar County, Texas has an overall risk score of 79.5 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $31.9M in annualized losses.
Which natural hazard poses the greatest risk to Lamar County?
The top hazard flagged by FEMA's NRI for Lamar County is Ice Storm (risk rating: Very High). Other significant hazards include Tornado (Relatively High) and Hail (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.2 times per year, drawn from 84 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lamar County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events