Lawrence County, Kentucky: hazard risk
FEMA rates Lawrence County's overall risk Relatively Low (score 53.3 of 100, higher than 53% of rated U.S. counties). Its storm record holds 400 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 89.6 | $41K |
| Riverine Flooding | Relatively Moderate | 73.0 | $11M |
| Heat Wave | Relatively Low | 78.0 | $1.0M |
| Wildfire | Relatively Low | 67.0 | $106K |
| Ice Storm | Relatively Low | 37.3 | $36K |
| Winter Weather | Relatively Low | 35.6 | $29K |
| Strong Wind | Relatively Low | 30.9 | $229K |
| Lightning | Relatively Low | 29.1 | $81K |
| Hurricane | Very Low | 34.3 | $15K |
| Earthquake | Very Low | 32.9 | $74K |
| Hail | Very Low | 28.6 | $85K |
| Tornado | Very Low | 20.5 | $188K |
| Drought | Very Low | 15.6 | $617 |
| Cold Wave | Very Low | 13.4 | $98K |
| Avalanche | Very Low | 9.5 | $6 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 102 | 0 | $1.8M | 115th of 118 | 1554th of 3,080 |
| Floods | 72 | 0 | $6.5M | 59th of 118 | 414th of 3,080 |
| Hail | 61 | 0 | $1.2M | 75th of 118 | 1620th of 3,080 |
| Winter storms | 57 | 1 | $967K | 71st of 118 | 1088th of 3,077 |
| Extreme cold | 29 | 0 | $222K | 27th of 118 | 297th of 3,076 |
| High wind and dust storms | 23 | 0 | $129K | 33rd of 118 | 787th of 3,080 |
| Drought | 20 | 0 | – | 25th of 118 | 982nd of 3,063 |
| Heat | 20 | 0 | – | 29th of 118 | 545th of 3,076 |
| Heavy rain | 11 | 0 | $1K | 27th of 118 | 328th of 3,080 |
| Tornadoes | 5 | 2 | $3.7M | 101st of 118 | 2440th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lawrence County record: every hazard by year and month, the deadliest events and FEMA's declarations.