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Kentucky · FEMA + NOAA + National Risk Index

Lawrence County, KY

49 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

49
FEMA declarations
40
Major disasters
53
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Lawrence County. Its 49 FEMA declarations are 74% above the Kentucky county mean and exceed the count for 99% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 47%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
49
FEMA declarations vs 21 national county avg
32
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 21127 · Lawrence County 49 declarations · rank 21/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-TOP · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-HIGH

  • DECL-HEAVY 49
  • MAJOR-HEAVY 82%
  • RANK-TOP #21
  • PHOTO-FINISH Magoffin
  • NRI-LOW 53
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-HIGH +74%

Nearest declaration peer: Magoffin, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Lawrence County among high-volume declaration counties

FEMA declaration records among Lawrence County and nearest peers by total count

declarations

What this shows Lawrence County carries 49 FEMA declaration records, ranked 21 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Lawrence County ranks in the national declaration registry

Lawrence County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Lawrence County

49 Top 1% higher than 99% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lawrence County's FEMA Risk Index score

0/100100/100Kentucky avg44/10053.3/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Lawrence County is led by Riverine Flooding (about $11.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Lawrence County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 53.3/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $13.4M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 32 claims and $467.7K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Lawrence County's 49 federal records stand 74% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

92 /100

Historical Activity Index

Very High historical activity

Lawrence County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
30/30

49 OpenFEMA declarations, full ingest window (2.4x national county average)

County Disaster Density Very High
22/25

49 declarations (1.7x state county average of 28)

Major Disaster Share Very High
20/25

40 of 49 declarations are major disasters (82%)

Hazard Diversity Very High
20/20

10 different disaster types declared in Lawrence County

FEMA NRI 8-hazard radar - Lawrence County

Lawrence County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 8, Wildfire 25, Drought 8, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Lawrence County NRI risk profile FIPS 21127 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

49

Very high volume

Major Disaster share

82%

Mostly major

NRI risk score

53

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lawrence County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate an average of 1.2 times per year
Heat Wave Relatively Low 4.2 modeled event-days per year
Riverine Flooding Relatively Moderate an average of 1.8 times per year
Wildfire Relatively Low roughly once every 329 years
Ice Storm Relatively Low roughly once every 3 years
Winter Weather Relatively Low an average of 8.6 times per year
Hurricane Very Low roughly once every 43 years
Earthquake Very Low roughly once every 765 years
Strong Wind Relatively Low an average of 2.8 times per year
Lightning Relatively Low an average of 50 times per year
Hail Very Low an average of 3.4 times per year
Tornado Very Low roughly once every 14 years
Drought Very Low 3.1 modeled event-days per year
Cold Wave Very Low roughly once every 1 years
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 23
Flood 11
Snowstorm 4
Severe Ice Storm 3
Biological 2
Fire 2
Winter Storm 1
Tropical Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Lawrence County's record, 47% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 40 81.6%

of all 49 declarations

Emergency - 7 14.3%

of all 49 declarations

Fire Management - 2 4.1%

of all 49 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 5
2023 1
2022 1
2021 2
2020 3
2019 1
2018 2
2015 4
2012 1
2011 1
2009 3
2007 1
2005 1
2004 1
Show 16 earlier declaration years
2003 3
2002 2
2001 2
2000 1
1998 2
1997 1
1996 1
1995 1
1994 1
1993 1
1991 1
1989 1
1984 1
1979 1
1977 1
1967 1

Disaster Declarations

How the 49 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 49 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4711 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-05-09
4643 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES DR Severe Storm 2022-02-27
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4540 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2020-04-24
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4361 SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-26
4358 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-12
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4217 SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-01
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
Show 29 earlier declaration records
DR# Title Type Incident Date
4057 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2012-03-06
1976 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-04
1841 SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES DR Severe Storm 2009-05-29
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1703 SEVERE STORMS, FLOODING, MUDSLIDES, AND ROCKSLIDES DR Severe Storm 2007-05-25
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1475 SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES DR Severe Storm 2003-07-02
1471 SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES DR Severe Storm 2003-06-03
1454 SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND DR Severe Storm 2003-03-14
1407 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-04
2386 KY - EASTERN FIRE COMPLEX - 11/02/2001 FM Fire 2001-11-02
1388 SEVERE STORMS AND FLOODING DR Severe Storm 2001-08-15
2350 KY - EASTERN DISTRICT FIRE COMPLEX - 11/03/00 FM Fire 2000-11-04
1320 SEVERE STORMS AND FLOODING DR Severe Storm 2000-02-28
1216 SEVERE STORMS, TORNADOES,AND FLOODING DR Severe Storm 1998-04-29
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1055 TORNADOES, SEVERE WINDS, HAIL DR Tornado 1995-06-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
893 SEVERE STORMS & FLOODING DR Flood 1991-01-29
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
705 HIGH WINDS, TORNADOES & FLOODING DR Severe Storm 1984-05-15
568 SEVERE STORMS & FLOODING DR Flood 1978-12-12
529 SEVERE STORMS & FLOODING DR Flood 1977-04-06
226 SEVERE STORMS & FLOODING DR Flood 1967-03-27

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lawrence County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

32

Total Paid

$467.7K

Avg Per Claim

$14.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 53.3/100

Expected Annual Loss

Very Low

$13.4M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Heat Wave Relatively Low
Riverine Flooding Relatively Moderate
Wildfire Relatively Low
Ice Storm Relatively Low
Winter Weather Relatively Low
Hurricane Very Low
Earthquake Very Low
Strong Wind Relatively Low
Lightning Relatively Low
Hail Very Low
Tornado Very Low
Drought Very Low
Cold Wave Very Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Lawrence County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lawrence County's closest FEMA peer: Bay County, FL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lawrence County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lawrence County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lawrence County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 49 FEMA declarations, Lawrence County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lawrence County?
The most common disaster type in Lawrence County is Severe Storm, with 23 declarations. Other disaster types include Flood (11), Snowstorm (4), Severe Ice Storm (3).
How does Lawrence County's FEMA declaration record compare with the Kentucky average?
FEMA lists 49 declaration records for Lawrence County. That is 74% above the Kentucky county mean of 28.1. Its count is also 136% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Lawrence County received?
Lawrence County has received 40 major disaster declarations, representing 82% of all 49 disaster declarations.
How many flood insurance claims has Lawrence County filed?
Lawrence County has 32 National Flood Insurance Program (NFIP) claims totaling $467.7K in payments, with an average of $14.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Lawrence County?
No. In Lawrence County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $11.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Lawrence County?
The most active year for disaster declarations in Lawrence County was 2025, with 5 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Lawrence County?
According to the FEMA National Risk Index, Lawrence County, Kentucky has an overall risk score of 53.3 out of 100 (Relatively Low). On social vulnerability the county rates Relatively High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $13.4M in annualized losses.
Which natural hazard poses the greatest risk to Lawrence County?
The top hazard flagged by FEMA's NRI for Lawrence County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Heat Wave (Relatively Low) and Riverine Flooding (Relatively Moderate). FEMA's modeled event frequency puts landslide here at an average of 1.2 times per year. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lawrence County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events