Lincoln County, Colorado: hazard risk
FEMA rates Lincoln County's overall risk Very Low (score 7.5 of 100, higher than 7% of rated U.S. counties). Its storm record holds 1,100 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Low | 67.0 | $573K |
| Drought | Relatively Low | 63.5 | $408K |
| Winter Weather | Relatively Low | 45.3 | $64K |
| Cold Wave | Relatively Low | 30.5 | $503K |
| Strong Wind | Relatively Low | 29.0 | $330K |
| Wildfire | Very Low | 58.4 | $89K |
| Tornado | Very Low | 25.1 | $427K |
| Earthquake | Very Low | 18.6 | $29K |
| Lightning | Very Low | 17.0 | $67K |
| Riverine Flooding | Very Low | 14.8 | $2.1M |
| Ice Storm | Very Low | 9.6 | $6K |
| Heat Wave | Very Low | 5.7 | $8K |
| Landslide | Very Low | 4.3 | $7 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 579 | 0 | $243K | 22nd of 63 | 1534th of 3,080 |
| Severe thunderstorm wind | 158 | 0 | $37K | 20th of 63 | 2592nd of 3,080 |
| Tornadoes | 115 | 0 | $65M | 17th of 63 | 1619th of 3,080 |
| Winter storms | 107 | 3 | – | 56th of 63 | 2515th of 3,077 |
| High wind and dust storms | 89 | 3 | $919K | 48th of 63 | 1405th of 3,080 |
| Floods | 20 | 0 | $765K | 46th of 63 | 2816th of 3,080 |
| Extreme cold | 17 | 0 | – | 43rd of 63 | 2466th of 3,076 |
| Drought | 8 | 0 | – | 40th of 63 | 2421st of 3,063 |
| Lightning | 3 | 0 | – | 41st of 63 | 2175th of 3,080 |
| Heavy rain | 2 | 0 | – | 50th of 63 | 2295th of 3,080 |
| Wildfires | 1 | 0 | – | 61st of 63 | 1254th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lincoln County record: every hazard by year and month, the deadliest events and FEMA's declarations.