Lincoln County, Missouri: hazard risk

FEMA rates Lincoln County's overall risk Relatively Low (score 67.1 of 100, higher than 67% of rated U.S. counties). Its storm record holds 537 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Lincoln County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Heat WaveRelatively Moderate92.6$4.8M
Strong WindRelatively Moderate79.9$1.6M
HailRelatively Moderate77.6$937K
TornadoRelatively Moderate72.9$3.4M
Cold WaveRelatively Moderate70.1$2.6M
LightningRelatively Moderate61.9$434K
LandslideRelatively Low82.4$27K
EarthquakeRelatively Low77.8$1.7M
Riverine FloodingRelatively Low70.3$16M
Winter WeatherRelatively Low55.9$96K
DroughtRelatively Low43.3$108K
Ice StormRelatively Low30.5$40K
WildfireVery Low59.3$96K
HurricaneVery Low12.7$4K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1930$145K35th of 1141246th of 3,080
Hail1230$12K72nd of 1141052nd of 3,080
Winter storms570–59th of 1141678th of 3,077
Floods560$18M61st of 114882nd of 3,080
Heat562–28th of 114323rd of 3,076
Tornadoes240$7.6M61st of 1141443rd of 3,080
Drought120–86th of 1141673rd of 3,063
High wind and dust storms80$10K32nd of 1142182nd of 3,080
Extreme cold50–100th of 1141970th of 3,076
Heavy rain20–65th of 1141620th of 3,080
Lightning10–65th of 1142043rd of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Lincoln County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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