Lipscomb County, Texas: hazard risk
FEMA rates Lipscomb County's overall risk Very Low (score 27.9 of 100, higher than 27% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by drought. Its storm record holds 773 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively High | 98.5 | $5.8M |
| Wildfire | Relatively Low | 84.6 | $631K |
| Ice Storm | Relatively Low | 56.1 | $105K |
| Winter Weather | Relatively Low | 46.1 | $53K |
| Cold Wave | Relatively Low | 34.6 | $489K |
| Strong Wind | Relatively Low | 31.8 | $291K |
| Tornado | Relatively Low | 29.8 | $477K |
| Hail | Very Low | 28.1 | $103K |
| Earthquake | Very Low | 18.5 | $23K |
| Hurricane | Very Low | 16.7 | $4K |
| Lightning | Very Low | 10.1 | $32K |
| Heat Wave | Very Low | 8.9 | $14K |
| Riverine Flooding | Very Low | 4.4 | $613K |
| Landslide | Very Low | 0.8 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 381 | 0 | $293K | 43rd of 254 | 450th of 3,080 |
| Severe thunderstorm wind | 105 | 0 | $1.5M | 140th of 254 | 2325th of 3,080 |
| Winter storms | 64 | 0 | $3.5M | 34th of 254 | 2009th of 3,077 |
| Drought | 61 | 0 | $244M | 164th of 254 | 686th of 3,063 |
| High wind and dust storms | 43 | 0 | $119K | 40th of 254 | 974th of 3,080 |
| Tornadoes | 43 | 0 | $3.1M | 127th of 254 | 1484th of 3,080 |
| Wildfires | 25 | 0 | $286K | 12th of 254 | 104th of 2,972 |
| Extreme cold | 21 | 0 | $27K | 26th of 254 | 1039th of 3,076 |
| Floods | 16 | 0 | $387K | 207th of 254 | 2444th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lipscomb County record: every hazard by year and month, the deadliest events and FEMA's declarations.