Livingston County, Illinois: hazard risk
FEMA rates Livingston County's overall risk Relatively Low (score 71.8 of 100, higher than 71% of rated U.S. counties). Its storm record holds 563 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 83.5 | $4.9M |
| Riverine Flooding | Relatively Moderate | 81.1 | $22M |
| Strong Wind | Relatively Moderate | 75.8 | $1.2M |
| Drought | Relatively Moderate | 73.3 | $677K |
| Lightning | Relatively Moderate | 68.3 | $500K |
| Earthquake | Relatively Low | 71.2 | $931K |
| Tornado | Relatively Low | 52.4 | $1.5M |
| Heat Wave | Relatively Low | 49.1 | $385K |
| Winter Weather | Relatively Low | 41.3 | $51K |
| Hail | Relatively Low | 39.4 | $187K |
| Ice Storm | Relatively Low | 35.9 | $47K |
| Landslide | Very Low | 34.5 | $464 |
| Hurricane | Very Low | 25.7 | $11K |
| Wildfire | Very Low | 2.6 | $1K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 203 | 0 | $381K | 101st of 102 | 2033rd of 3,080 |
| Hail | 97 | 0 | – | 101st of 102 | 2238th of 3,080 |
| Winter storms | 67 | 0 | – | 92nd of 102 | 2045th of 3,077 |
| Tornadoes | 58 | 1 | $28M | 82nd of 102 | 1276th of 3,080 |
| Floods | 47 | 2 | $3.2M | 93rd of 102 | 1817th of 3,080 |
| High wind and dust storms | 20 | 0 | $42K | 71st of 102 | 1851st of 3,080 |
| Drought | 19 | 0 | – | 66th of 102 | 1701st of 3,063 |
| Extreme cold | 18 | 0 | – | 71st of 102 | 1323rd of 3,076 |
| Heat | 13 | 0 | – | 88th of 102 | 1296th of 3,076 |
| Heavy rain | 10 | 0 | – | 41st of 102 | 1157th of 3,080 |
| Lightning | 3 | 1 | $2K | 58th of 102 | 1637th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Livingston County record: every hazard by year and month, the deadliest events and FEMA's declarations.