Lucas County, Ohio: hazard risk
FEMA rates Lucas County's overall risk Relatively Moderate (score 92.4 of 100, higher than 92% of rated U.S. counties); 8 of its 15 hazards are rated Relatively High or Very High, led by ice storm, tornado, hail. Its storm record holds 724 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Very High | 95.8 | $1.7M |
| Tornado | Relatively High | 97.3 | $18M |
| Hail | Relatively High | 96.0 | $3.2M |
| Riverine Flooding | Relatively High | 95.4 | $71M |
| Strong Wind | Relatively High | 94.6 | $2.7M |
| Cold Wave | Relatively High | 92.0 | $7.5M |
| Lightning | Relatively High | 90.4 | $1.1M |
| Winter Weather | Relatively High | 86.6 | $284K |
| Heat Wave | Relatively Moderate | 85.3 | $1.9M |
| Earthquake | Relatively Low | 88.1 | $3.6M |
| Drought | Relatively Low | 39.0 | $55K |
| Hurricane | Very Low | 56.9 | $133K |
| Coastal Flooding | Very Low | 42.8 | $28K |
| Landslide | Very Low | 37.2 | $496 |
| Wildfire | Very Low | 36.5 | $19K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 336 | 8 | $6.9M | 5th of 88 | 54th of 3,080 |
| Hail | 201 | 0 | $3.3M | 5th of 88 | 139th of 3,080 |
| Floods | 53 | 0 | $108M | 23rd of 88 | 371st of 3,080 |
| Winter storms | 45 | 0 | $18M | 56th of 88 | 1128th of 3,077 |
| High wind and dust storms | 44 | 0 | $17M | 8th of 88 | 251st of 3,080 |
| Tornadoes | 12 | 16 | $251M | 42nd of 88 | 1419th of 3,080 |
| Extreme cold | 10 | 0 | $291K | 15th of 88 | 843rd of 3,076 |
| Hurricanes and tropical storms | 6 | 0 | $1.1M | 3rd of 88 | 352nd of 1,849 |
| Drought | 5 | 0 | $7.1M | 20th of 88 | 1822nd of 3,063 |
| Heat | 2 | 0 | – | 45th of 88 | 1801st of 3,076 |
| Heavy rain | 2 | 0 | $154K | 34th of 88 | 1238th of 3,080 |
| Lightning | 2 | 0 | $266K | 29th of 88 | 1103rd of 3,080 |
| Rip currents and high surf | 1 | 0 | – | 3rd of 88 | 160th of 2,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Lucas County record: every hazard by year and month, the deadliest events and FEMA's declarations.