Macomb County, Michigan: hazard risk
FEMA rates Macomb County's overall risk Relatively High (score 96.7 of 100, higher than 96% of rated U.S. counties); 7 of its 15 hazards are rated Relatively High or Very High, led by tornado, cold wave, strong wind. Its storm record holds 894 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Tornado | Very High | 99.3 | $59M |
| Cold Wave | Very High | 99.0 | $41M |
| Strong Wind | Very High | 98.6 | $7.3M |
| Ice Storm | Very High | 98.2 | $3.4M |
| Riverine Flooding | Relatively High | 97.5 | $146M |
| Lightning | Relatively High | 88.6 | $1.2M |
| Winter Weather | Relatively High | 88.4 | $403K |
| Heat Wave | Relatively Moderate | 94.5 | $5.9M |
| Hail | Relatively Moderate | 90.6 | $2.0M |
| Earthquake | Relatively Low | 83.6 | $2.6M |
| Coastal Flooding | Relatively Low | 46.6 | $66K |
| Hurricane | Very Low | 49.9 | $81K |
| Wildfire | Very Low | 41.7 | $32K |
| Landslide | Very Low | 36.4 | $557 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 443 | 0 | $26M | 2nd of 83 | 252nd of 3,080 |
| Hail | 187 | 0 | $3K | 1st of 83 | 412th of 3,080 |
| Floods | 71 | 0 | $539M | 2nd of 83 | 540th of 3,080 |
| Winter storms | 66 | 2 | $104M | 47th of 83 | 1119th of 3,077 |
| High wind and dust storms | 42 | 0 | $71M | 1st of 83 | 408th of 3,080 |
| Lightning | 25 | 0 | $4.7M | 1st of 83 | 153rd of 3,080 |
| Tornadoes | 22 | 12 | $162M | 10th of 83 | 949th of 3,080 |
| Extreme cold | 17 | 4 | $1.7M | 9th of 83 | 729th of 3,076 |
| Heat | 16 | 0 | – | 1st of 83 | 719th of 3,076 |
| Drought | 2 | 0 | – | 4th of 83 | 2255th of 3,063 |
| Wildfires | 2 | 0 | $32K | 1st of 83 | 574th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Macomb County record: every hazard by year and month, the deadliest events and FEMA's declarations.