Macon County, Alabama: hazard risk
FEMA rates Macon County's overall risk Very Low (score 23.9 of 100, higher than 23% of rated U.S. counties). Its storm record holds 296 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Moderate | 71.5 | $379K |
| Lightning | Relatively Moderate | 58.8 | $210K |
| Hurricane | Relatively Low | 68.9 | $350K |
| Earthquake | Relatively Low | 59.8 | $297K |
| Heat Wave | Relatively Low | 59.7 | $374K |
| Tornado | Relatively Low | 48.0 | $760K |
| Strong Wind | Relatively Low | 25.3 | $158K |
| Wildfire | Very Low | 52.8 | $36K |
| Landslide | Very Low | 43.3 | $553 |
| Riverine Flooding | Very Low | 34.8 | $2.7M |
| Hail | Very Low | 27.1 | $68K |
| Ice Storm | Very Low | 25.9 | $16K |
| Winter Weather | Very Low | 6.3 | $3K |
| Cold Wave | Very Low | 6.1 | $21K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 87 | 0 | $902K | 57th of 67 | 2091st of 3,080 |
| Drought | 75 | 0 | – | 1st of 67 | 194th of 3,063 |
| Hail | 56 | 0 | $412K | 49th of 67 | 2254th of 3,080 |
| Tornadoes | 31 | 0 | $4.0M | 52nd of 67 | 1243rd of 3,080 |
| Floods | 15 | 0 | $306K | 48th of 67 | 2196th of 3,080 |
| Heat | 7 | 0 | – | 35th of 67 | 1371st of 3,076 |
| Winter storms | 7 | 0 | $66K | 47th of 67 | 2849th of 3,077 |
| High wind and dust storms | 6 | 0 | $754K | 33rd of 67 | 2351st of 3,080 |
| Hurricanes and tropical storms | 5 | 0 | $139K | 30th of 67 | 546th of 1,849 |
| Extreme cold | 4 | 0 | $1.9M | 43rd of 67 | 2123rd of 3,076 |
| Heavy rain | 2 | 0 | $9K | 26th of 67 | 1593rd of 3,080 |
| Lightning | 1 | 0 | – | 53rd of 67 | 2034th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Macon County record: every hazard by year and month, the deadliest events and FEMA's declarations.