Macoupin County, Illinois: hazard risk
FEMA rates Macoupin County's overall risk Relatively Low (score 79.9 of 100, higher than 79% of rated U.S. counties); 2 of its 14 hazards are rated Relatively High or Very High, led by strong wind, lightning. Its storm record holds 649 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Relatively High | 91.0 | $2.0M |
| Lightning | Relatively High | 88.7 | $1.0M |
| Earthquake | Relatively Moderate | 94.1 | $11M |
| Heat Wave | Relatively Moderate | 91.5 | $3.2M |
| Hail | Relatively Moderate | 87.8 | $1.4M |
| Cold Wave | Relatively Moderate | 86.6 | $5.1M |
| Tornado | Relatively Moderate | 78.0 | $3.3M |
| Drought | Relatively Moderate | 67.3 | $408K |
| Winter Weather | Relatively Moderate | 65.0 | $100K |
| Landslide | Relatively Low | 79.0 | $13K |
| Riverine Flooding | Relatively Low | 68.7 | $11M |
| Ice Storm | Relatively Low | 46.0 | $65K |
| Hurricane | Very Low | 24.4 | $8K |
| Wildfire | Very Low | 9.3 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 234 | 0 | $9.6M | 37th of 102 | 955th of 3,080 |
| Severe thunderstorm wind | 211 | 0 | $437K | 90th of 102 | 1765th of 3,080 |
| Winter storms | 52 | 0 | $2.9M | 96th of 102 | 2107th of 3,077 |
| Tornadoes | 48 | 1 | $5.2M | 59th of 102 | 890th of 3,080 |
| Heat | 46 | 0 | – | 37th of 102 | 500th of 3,076 |
| Floods | 28 | 0 | $29K | 100th of 102 | 1985th of 3,080 |
| High wind and dust storms | 9 | 0 | $11K | 97th of 102 | 2319th of 3,080 |
| Drought | 6 | 0 | – | 96th of 102 | 2119th of 3,063 |
| Lightning | 6 | 2 | $167K | 37th of 102 | 1116th of 3,080 |
| Extreme cold | 5 | 1 | – | 102nd of 102 | 2193rd of 3,076 |
| Heavy rain | 2 | 0 | – | 62nd of 102 | 1822nd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Macoupin County record: every hazard by year and month, the deadliest events and FEMA's declarations.