Madison County, New York: hazard risk
FEMA rates Madison County's overall risk Relatively Low (score 59.4 of 100, higher than 59% of rated U.S. counties). Its storm record holds 622 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Riverine Flooding | Relatively Moderate | 77.1 | $19M |
| Winter Weather | Relatively Moderate | 73.5 | $170K |
| Lightning | Relatively Moderate | 72.4 | $592K |
| Ice Storm | Relatively Moderate | 70.9 | $254K |
| Landslide | Relatively Low | 63.0 | $4K |
| Hurricane | Relatively Low | 59.6 | $216K |
| Strong Wind | Relatively Low | 44.0 | $506K |
| Tornado | Relatively Low | 41.9 | $1.0M |
| Cold Wave | Relatively Low | 35.1 | $584K |
| Earthquake | Very Low | 47.4 | $265K |
| Heat Wave | Very Low | 35.8 | $205K |
| Hail | Very Low | 28.0 | $119K |
| Wildfire | Very Low | 20.1 | $8K |
| Avalanche | Very Low | 11.3 | $11 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 240 | 0 | $11M | 37th of 58 | 1356th of 3,080 |
| Winter storms | 168 | 0 | $5.8M | 17th of 58 | 468th of 3,077 |
| Hail | 102 | 0 | $37K | 15th of 58 | 1808th of 3,080 |
| Floods | 53 | 0 | $46M | 51st of 58 | 1639th of 3,080 |
| High wind and dust storms | 19 | 0 | $579K | 48th of 58 | 1548th of 3,080 |
| Extreme cold | 18 | 0 | $55K | 40th of 58 | 938th of 3,076 |
| Tornadoes | 8 | 5 | $2.9M | 34th of 58 | 2390th of 3,080 |
| Heat | 4 | 0 | – | 32nd of 58 | 1788th of 3,076 |
| Lightning | 4 | 1 | $33K | 34th of 58 | 1072nd of 3,080 |
| Drought | 2 | 0 | – | 46th of 58 | 2322nd of 3,063 |
| Heavy rain | 2 | 0 | – | 35th of 58 | 1640th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Madison County record: every hazard by year and month, the deadliest events and FEMA's declarations.