Marin County, California: hazard risk

FEMA rates Marin County's overall risk Relatively High (score 96.4 of 100, higher than 96% of rated U.S. counties); 4 of its 15 hazards are rated Relatively High or Very High, led by coastal flooding, landslide, earthquake. Its storm record holds 753 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Marin County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
Coastal FloodingVery High97.2$20M
LandslideRelatively High99.2$1.9M
EarthquakeRelatively High98.7$110M
Riverine FloodingRelatively High96.5$116M
WildfireRelatively Moderate94.6$3.6M
TsunamiRelatively Moderate69.2$6.4M
Heat WaveRelatively Low74.6$1.3M
DroughtRelatively Low51.6$183K
LightningRelatively Low34.1$146K
Volcanic ActivityVery Low63.5$56
TornadoVery Low18.6$242K
Strong WindVery Low11.2$96K
Winter WeatherVery Low4.0$3K
HailVery Low3.7$9K
Cold WaveNo Rating0.0$0

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
High wind and dust storms40316$21M2nd of 5758th of 3,080
Floods1531$331M1st of 57237th of 3,080
Landslides and avalanches321$71M2nd of 5717th of 2,278
Heat309$1910th of 57573rd of 3,076
Rip currents and high surf2725$101K4th of 5740th of 2,080
Wildfires263$646K4th of 5730th of 2,972
Extreme cold171$4.3M18th of 571019th of 3,076
Hail120$5772nd of 572723rd of 3,080
Heavy rain102$425K13th of 57480th of 3,080
Hurricanes and tropical storms50$1.2M1st of 57492nd of 1,849
Winter storms52$82K40th of 572922nd of 3,077
Severe thunderstorm wind40–15th of 572887th of 3,080
Lightning20$42K10th of 571441st of 3,080
Tornadoes10$386K35th of 572827th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Marin County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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