Marshall County, Indiana: hazard risk
FEMA rates Marshall County's overall risk Very Low (score 41.6 of 100, higher than 41% of rated U.S. counties). Its storm record holds 439 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Lightning | Relatively Moderate | 75.6 | $700K |
| Cold Wave | Relatively Moderate | 74.6 | $3.0M |
| Tornado | Relatively Moderate | 66.3 | $2.5M |
| Hail | Relatively Low | 66.0 | $538K |
| Drought | Relatively Low | 53.6 | $215K |
| Strong Wind | Relatively Low | 46.7 | $573K |
| Riverine Flooding | Relatively Low | 44.9 | $6.5M |
| Heat Wave | Relatively Low | 44.0 | $318K |
| Winter Weather | Relatively Low | 40.9 | $54K |
| Ice Storm | Relatively Low | 27.5 | $32K |
| Earthquake | Very Low | 53.5 | $376K |
| Landslide | Very Low | 38.0 | $652 |
| Hurricane | Very Low | 31.7 | $19K |
| Wildfire | Very Low | 6.7 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 217 | 0 | $2.0M | 42nd of 91 | 653rd of 3,080 |
| Winter storms | 100 | 2 | $36K | 29th of 91 | 590th of 3,077 |
| Hail | 52 | 0 | $12K | 82nd of 91 | 1982nd of 3,080 |
| Tornadoes | 33 | 3 | $242M | 12th of 91 | 271st of 3,080 |
| High wind and dust storms | 13 | 0 | – | 55th of 91 | 1588th of 3,080 |
| Floods | 12 | 0 | $2.1M | 82nd of 91 | 2113th of 3,080 |
| Extreme cold | 6 | 0 | – | 50th of 91 | 1511th of 3,076 |
| Lightning | 5 | 1 | $124K | 23rd of 91 | 637th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marshall County record: every hazard by year and month, the deadliest events and FEMA's declarations.