Marshall County, Kentucky: hazard risk
FEMA rates Marshall County's overall risk Relatively Low (score 61.9 of 100, higher than 61% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 830 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 92.5 | $1.2M |
| Earthquake | Relatively Moderate | 92.6 | $7.9M |
| Strong Wind | Relatively Moderate | 79.9 | $1.3M |
| Winter Weather | Relatively Moderate | 75.0 | $164K |
| Drought | Relatively Moderate | 65.9 | $404K |
| Hail | Relatively Low | 71.2 | $582K |
| Heat Wave | Relatively Low | 70.7 | $932K |
| Landslide | Relatively Low | 68.1 | $5K |
| Cold Wave | Relatively Low | 63.5 | $1.6M |
| Tornado | Relatively Low | 60.8 | $1.8M |
| Lightning | Relatively Low | 56.1 | $287K |
| Riverine Flooding | Relatively Low | 47.3 | $6.0M |
| Hurricane | Very Low | 41.9 | $35K |
| Wildfire | Very Low | 28.6 | $13K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 170 | 0 | $6.5M | 29th of 118 | 300th of 3,080 |
| Winter storms | 101 | 4 | $27M | 17th of 118 | 265th of 3,077 |
| Hail | 93 | 0 | $16M | 6th of 118 | 280th of 3,080 |
| Heat | 79 | 0 | – | 8th of 118 | 40th of 3,076 |
| Floods | 72 | 1 | $6.3M | 32nd of 118 | 195th of 3,080 |
| High wind and dust storms | 71 | 0 | $16M | 8th of 118 | 100th of 3,080 |
| Extreme cold | 64 | 1 | $34K | 10th of 118 | 38th of 3,076 |
| Drought | 42 | 0 | $16M | 7th of 118 | 124th of 3,063 |
| Tornadoes | 25 | 8 | $21M | 5th of 118 | 157th of 3,080 |
| Heavy rain | 22 | 0 | – | 3rd of 118 | 106th of 3,080 |
| Lightning | 2 | 0 | $17K | 37th of 118 | 1015th of 3,080 |
| Wildfires | 2 | 0 | – | 6th of 118 | 403rd of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Marshall County record: every hazard by year and month, the deadliest events and FEMA's declarations.