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Kentucky · FEMA + NOAA + National Risk Index

Marshall County, KY

29 FEMA disaster declarations (1975-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

29
FEMA declarations
22
Major disasters
62
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Marshall County. Its 29 FEMA declarations are 3% above the Kentucky county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 38%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 38%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
29
FEMA declarations vs 21 national county avg
68
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21157 · Marshall County 29 declarations · rank 497/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 29
  • MAJOR-MID 76%
  • RANK-MID #497
  • PHOTO-FINISH Bath
  • NRI-LOW 62
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +3%

Nearest declaration peer: Bath, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Marshall County among high-volume declaration counties

FEMA declaration records among Marshall County and nearest peers by total count

declarations

What this shows Marshall County carries 29 FEMA declaration records, ranked 497 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Marshall County ranks in the national declaration registry

Marshall County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Marshall County

29 Top 15% higher than 85% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Marshall County's FEMA Risk Index score

0/100100/100Kentucky avg44/10061.9/100
FEMA National Risk Index composite score vs. the Kentucky county average

What does Marshall County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 68 paid claims, totaling $1.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $18.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Marshall County's 29 federal records stand 3% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 61.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.2M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Earthquake carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 112 years here.

73 /100

Historical Activity Index

High historical activity

Marshall County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
21/30

29 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
13/25

29 declarations (1.0x state county average of 28)

Major Disaster Share Very High
19/25

22 of 29 declarations are major disasters (76%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Marshall County

FEMA NRI 8-hazard radar - Marshall County

Marshall County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 48, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 32 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 32 8-hazard mean
Marshall County NRI risk profile FIPS 21157 · displayed-hazard mean 32/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

29

High volume

Major Disaster share

76%

Mostly major

NRI risk score

62

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Marshall County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Relatively Moderate roughly once every 112 years
Ice Storm Relatively High an average of 1.5 times per year
Strong Wind Relatively Moderate an average of 3.8 times per year
Winter Weather Relatively Moderate an average of 6.7 times per year
Hail Relatively Low an average of 2.9 times per year
Heat Wave Relatively Low 9.8 modeled event-days per year
Landslide Relatively Low roughly once every 2 years
Drought Relatively Moderate 7.1 modeled event-days per year
Cold Wave Relatively Low roughly once every 1 years
Tornado Relatively Low roughly once every 3 years
Lightning Relatively Low an average of 56 times per year
Riverine Flooding Relatively Low an average of 2.1 times per year
Hurricane Very Low roughly once every 77 years
Wildfire Very Low roughly once every 5,500 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 15
Flood 3
Snowstorm 3
Tornado 2
Biological 2
Severe Ice Storm 2
Winter Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Marshall County's record, 52% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 75.9%

of all 29 declarations

Emergency - 7 24.1%

of all 29 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 5
2024 1
2023 1
2022 2
2020 2
2019 1
2016 1
2015 2
2011 1
2010 1
2009 4
2006 1
2005 2
1997 1
Show 3 earlier declaration years
1996 1
1989 1
1975 1

Disaster Declarations

How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4630 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES DR Tornado 2021-12-12
3575 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES EM Tornado 2021-12-11
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4278 SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2016-08-26
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1976 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-04
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1841 SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES DR Severe Storm 2009-05-29
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
Show 9 earlier declaration records
DR# Title Type Incident Date
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1802 SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE DR Severe Storm 2008-10-09
1617 SEVERE STORMS AND TORNADOES DR Severe Storm 2005-12-01
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1578 SEVERE WINTER STORM AND RECORD SNOW DR Snowstorm 2005-02-08
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
461 SEVERE STORMS & FLOODING DR Flood 1975-03-29

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Marshall County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

68

Total Paid

$1.2M

Avg Per Claim

$18.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 61.9/100

Expected Annual Loss

Relatively Low

$22.2M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Earthquake Relatively Moderate
Ice Storm Relatively High
Strong Wind Relatively Moderate
Winter Weather Relatively Moderate
Hail Relatively Low
Heat Wave Relatively Low
Landslide Relatively Low
Drought Relatively Moderate
Cold Wave Relatively Low
Tornado Relatively Low
Lightning Relatively Low
Riverine Flooding Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Marshall County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Marshall County's closest FEMA peer: Montgomery County, PA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Marshall County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Marshall County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Marshall County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Marshall County's NFIP claims file (68 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Marshall County?
The most common disaster type in Marshall County is Severe Storm, with 15 declarations. Other disaster types include Flood (3), Snowstorm (3), Tornado (2).
How does Marshall County's FEMA declaration record compare with the Kentucky average?
FEMA lists 29 declaration records for Marshall County. That is 3% above the Kentucky county mean of 28.1. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Marshall County received?
Marshall County has received 22 major disaster declarations, representing 76% of all 29 disaster declarations.
How many flood insurance claims has Marshall County filed?
Marshall County has 68 National Flood Insurance Program (NFIP) claims totaling $1.2M in payments, with an average of $18.0K per claim.
What was the worst year for disasters in Marshall County?
The most active year for disaster declarations in Marshall County was 2025, with 5 declarations. The county has FEMA disaster data spanning 1975 to 2026.
What is the FEMA National Risk Index score for Marshall County?
According to the FEMA National Risk Index, Marshall County, Kentucky has an overall risk score of 61.9 out of 100 (Relatively Low). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.2M in annualized losses.
Which natural hazard poses the greatest risk to Marshall County?
The top hazard flagged by FEMA's NRI for Marshall County as of the latest release is Earthquake (risk rating: Relatively Moderate). Other significant hazards include Ice Storm (Relatively High) and Strong Wind (Relatively Moderate). FEMA's modeled event frequency puts earthquake here at roughly once every 112 years. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Marshall County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events