Martin County, North Carolina: hazard risk

FEMA rates Martin County's overall risk Relatively Low (score 65.5 of 100, higher than 65% of rated U.S. counties). Its storm record holds 322 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Martin County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
HurricaneRelatively Moderate92.4$11M
Winter WeatherRelatively Moderate80.3$179K
DroughtRelatively Moderate80.0$786K
TornadoRelatively Low60.2$1.5M
Heat WaveRelatively Low56.7$427K
Riverine FloodingRelatively Low55.0$6.5M
HailRelatively Low45.6$186K
Ice StormRelatively Low37.7$40K
LightningRelatively Low34.7$111K
Strong WindRelatively Low33.8$283K
EarthquakeVery Low40.2$130K
WildfireVery Low35.4$17K
Coastal FloodingVery Low31.6$5K
Cold WaveVery Low22.6$225K
LandslideVery Low19.4$92

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Severe thunderstorm wind1160$636K80th of 1001583rd of 3,080
Hail770$5.4M63rd of 1001426th of 3,080
Winter storms381$75K71st of 1001748th of 3,077
Floods250$347K85th of 1001722nd of 3,080
Tornadoes210$5.2M16th of 100767th of 3,080
Hurricanes and tropical storms180$67M16th of 100161st of 1,849
Drought140–42nd of 1001330th of 3,063
Heat40–40th of 1001557th of 3,076
High wind and dust storms30$1K95th of 1002571st of 3,080
Extreme cold20–67th of 1002357th of 3,076
Heavy rain10–90th of 1001871st of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Martin County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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