Massac County, Illinois: hazard risk

FEMA rates Massac County's overall risk Relatively Low (score 61.6 of 100, higher than 61% of rated U.S. counties). Its storm record holds 805 events since 1950.

FEMA's rating for each hazard

These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.

FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).

National Risk Index (December 2025), Massac County, by FEMA's rating, then score
HazardRisk ratingScoreExpected annual loss
EarthquakeRelatively Moderate93.6$8.4M
Ice StormRelatively Moderate79.7$331K
DroughtRelatively Moderate77.0$639K
Strong WindRelatively Moderate69.6$799K
TornadoRelatively Moderate66.5$1.9M
Winter WeatherRelatively Moderate61.4$79K
Heat WaveRelatively Low72.8$858K
LightningRelatively Low51.2$202K
Cold WaveRelatively Low49.5$767K
Riverine FloodingRelatively Low43.0$4.5M
HailRelatively Low40.9$153K
LandslideVery Low42.3$645
HurricaneVery Low31.6$13K
WildfireVery Low7.6$2K

Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.

What the record holds

Storm records by hazard, with the county's rank by days with a record per 1,000 sq mi over each hazard's complete period
HazardRecordsDeathsDamageRank in stateRank in U.S.
Floods1260$5.2M4th of 10224th of 3,080
Severe thunderstorm wind1241$3.7M2nd of 102214th of 3,080
Winter storms1000$18M7th of 102166th of 3,077
Heat841–4th of 10216th of 3,076
High wind and dust storms650$13M6th of 10279th of 3,080
Extreme cold630$34K6th of 10216th of 3,076
Hail520$80K22nd of 102584th of 3,080
Drought350$4.9M4th of 102107th of 3,063
Tornadoes184$25M16th of 102217th of 3,080
Heavy rain110$69K6th of 102197th of 3,080
Lightning60$155K7th of 102274th of 3,080

Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.

The full Massac County record: every hazard by year and month, the deadliest events and FEMA's declarations.

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