Maui County, Hawaii: hazard risk
FEMA rates Maui County's overall risk Relatively Moderate (score 93.1 of 100, higher than 93% of rated U.S. counties); 4 of its 17 hazards are rated Relatively High or Very High, led by volcanic activity, riverine flooding, lightning. Its storm record holds 4,684 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Volcanic Activity | Relatively High | 98.4 | $2.4M |
| Riverine Flooding | Relatively High | 93.7 | $59M |
| Lightning | Relatively High | 93.3 | $1.5M |
| Tsunami | Relatively High | 90.8 | $31M |
| Earthquake | Relatively Moderate | 97.1 | $33M |
| Wildfire | Relatively Moderate | 95.3 | $3.8M |
| Hurricane | Relatively Low | 69.5 | $553K |
| Coastal Flooding | Relatively Low | 54.0 | $246K |
| Landslide | Very Low | 55.8 | $2K |
| Drought | Very Low | 19.3 | $3K |
| Tornado | Very Low | 5.9 | $25K |
| Ice Storm | Very Low | 3.5 | $1K |
| Hail | Very Low | 2.2 | $3K |
| Winter Weather | Very Low | 1.4 | $168 |
| Strong Wind | Very Low | 1.2 | $3K |
| Cold Wave | No Rating | 0.0 | $0 |
| Heat Wave | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Rip currents and high surf | 2,891 | 3 | $20K | 3rd of 4 | 3rd of 2,080 |
| Drought | 798 | 0 | – | 2nd of 4 | 96th of 3,063 |
| Heavy rain | 627 | 5 | – | 3rd of 4 | 3rd of 3,080 |
| Floods | 189 | 3 | $53M | 3rd of 4 | 598th of 3,080 |
| Wildfires | 71 | 102 | $5.4B | 2nd of 4 | 14th of 2,972 |
| High wind and dust storms | 53 | 0 | $462K | 4th of 4 | 1395th of 3,080 |
| Lightning | 10 | 0 | $49K | 2nd of 4 | 1212th of 3,080 |
| Severe thunderstorm wind | 9 | 0 | $132K | 3rd of 4 | 2935th of 3,080 |
| Tornadoes | 5 | 0 | $22K | 3rd of 4 | 2665th of 3,080 |
| Hurricanes and tropical storms | 4 | 0 | – | 2nd of 4 | 867th of 1,849 |
| Hail | 3 | 0 | – | 2nd of 4 | 2978th of 3,080 |
| Winter storms | 3 | 0 | – | 4th of 4 | 3024th of 3,077 |
| Landslides and avalanches | 2 | 0 | – | 3rd of 4 | 284th of 2,278 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Maui County record: every hazard by year and month, the deadliest events and FEMA's declarations.