McDuffie County, Georgia: hazard risk
FEMA rates McDuffie County's overall risk Very Low (score 25.0 of 100, higher than 24% of rated U.S. counties). Its storm record holds 173 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hail | Relatively Moderate | 78.9 | $610K |
| Ice Storm | Relatively Moderate | 69.7 | $160K |
| Hurricane | Relatively Low | 65.3 | $267K |
| Earthquake | Relatively Low | 64.7 | $440K |
| Tornado | Relatively Low | 60.0 | $1.3M |
| Drought | Relatively Low | 52.0 | $123K |
| Heat Wave | Relatively Low | 45.6 | $221K |
| Strong Wind | Relatively Low | 40.8 | $313K |
| Lightning | Relatively Low | 32.6 | $89K |
| Wildfire | Very Low | 60.0 | $62K |
| Riverine Flooding | Very Low | 28.2 | $2.4M |
| Cold Wave | Very Low | 23.0 | $206K |
| Winter Weather | Very Low | 11.9 | $7K |
| Landslide | Very Low | 9.9 | $20 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 98 | 0 | $5.4M | 71st of 159 | 697th of 3,080 |
| Hail | 41 | 0 | $87K | 59th of 159 | 1040th of 3,080 |
| Winter storms | 12 | 0 | – | 63rd of 159 | 2294th of 3,077 |
| Tornadoes | 8 | 3 | $212K | 95th of 159 | 1488th of 3,080 |
| High wind and dust storms | 5 | 0 | $16K | 69th of 159 | 1839th of 3,080 |
| Floods | 4 | 0 | $41K | 142nd of 159 | 2507th of 3,080 |
| Hurricanes and tropical storms | 2 | 4 | $20M | 152nd of 159 | 565th of 1,849 |
| Lightning | 2 | 0 | $15K | 103rd of 159 | 888th of 3,080 |
| Heavy rain | 1 | 0 | – | 125th of 159 | 1493rd of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full McDuffie County record: every hazard by year and month, the deadliest events and FEMA's declarations.