Montgomery County, Mississippi: hazard risk
FEMA rates Montgomery County's overall risk Very Low (score 10.9 of 100, higher than 10% of rated U.S. counties). Its storm record holds 331 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Drought | Relatively Low | 47.9 | $101K |
| Hail | Relatively Low | 45.4 | $176K |
| Heat Wave | Relatively Low | 45.3 | $237K |
| Tornado | Relatively Low | 44.8 | $845K |
| Ice Storm | Relatively Low | 35.7 | $35K |
| Cold Wave | Relatively Low | 35.3 | $430K |
| Lightning | Relatively Low | 34.6 | $105K |
| Strong Wind | Relatively Low | 34.5 | $278K |
| Earthquake | Very Low | 57.4 | $324K |
| Hurricane | Very Low | 53.7 | $87K |
| Landslide | Very Low | 52.5 | $1K |
| Wildfire | Very Low | 27.8 | $10K |
| Riverine Flooding | Very Low | 14.6 | $1.4M |
| Winter Weather | Very Low | 3.4 | $2K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 149 | 0 | $2.3M | 39th of 82 | 815th of 3,080 |
| Hail | 73 | 0 | $2.5M | 29th of 82 | 942nd of 3,080 |
| Floods | 29 | 0 | $1.4M | 29th of 82 | 1186th of 3,080 |
| Tornadoes | 26 | 0 | $20M | 43rd of 82 | 550th of 3,080 |
| Winter storms | 23 | 0 | $2.3M | 19th of 82 | 2169th of 3,077 |
| Drought | 19 | 0 | $4.3M | 16th of 82 | 1017th of 3,063 |
| Heat | 5 | 0 | – | 31st of 82 | 1307th of 3,076 |
| Extreme cold | 2 | 0 | $406K | 34th of 82 | 2294th of 3,076 |
| High wind and dust storms | 2 | 0 | $100K | 68th of 82 | 2673rd of 3,080 |
| Hurricanes and tropical storms | 2 | 0 | $91M | 59th of 82 | 711th of 1,849 |
| Lightning | 1 | 0 | $26K | 62nd of 82 | 1758th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Montgomery County record: every hazard by year and month, the deadliest events and FEMA's declarations.