Montour County, Pennsylvania: hazard risk
FEMA rates Montour County's overall risk Very Low (score 14.7 of 100, higher than 14% of rated U.S. counties). Its storm record holds 210 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Hurricane | Relatively Low | 61.2 | $215K |
| Winter Weather | Relatively Low | 54.3 | $68K |
| Riverine Flooding | Relatively Low | 38.3 | $4.2M |
| Strong Wind | Relatively Low | 32.1 | $291K |
| Lightning | Relatively Low | 31.9 | $107K |
| Landslide | Very Low | 57.4 | $2K |
| Earthquake | Very Low | 33.8 | $95K |
| Heat Wave | Very Low | 27.1 | $105K |
| Tornado | Very Low | 20.3 | $221K |
| Avalanche | Very Low | 19.9 | $33 |
| Cold Wave | Very Low | 15.1 | $141K |
| Hail | Very Low | 5.3 | $12K |
| Wildfire | Very Low | 4.6 | $1K |
| Ice Storm | Very Low | 1.2 | $492 |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 76 | 0 | $1.5M | 10th of 67 | 164th of 3,080 |
| Winter storms | 66 | 2 | $8K | 8th of 67 | 103rd of 3,077 |
| Floods | 24 | 0 | $149K | 12th of 67 | 325th of 3,080 |
| Hail | 17 | 0 | – | 46th of 67 | 2507th of 3,080 |
| High wind and dust storms | 9 | 0 | $24K | 15th of 67 | 595th of 3,080 |
| Extreme cold | 5 | 0 | – | 14th of 67 | 814th of 3,076 |
| Drought | 4 | 0 | – | 11th of 67 | 1329th of 3,063 |
| Heat | 4 | 0 | – | 12th of 67 | 762nd of 3,076 |
| Tornadoes | 4 | 0 | $842K | 15th of 67 | 1513th of 3,080 |
| Hurricanes and tropical storms | 1 | 0 | – | 4th of 67 | 572nd of 1,849 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Montour County record: every hazard by year and month, the deadliest events and FEMA's declarations.