Morgan County, Utah: hazard risk
FEMA rates Morgan County's overall risk Very Low (score 3.5 of 100, higher than 3% of rated U.S. counties). Its storm record holds 708 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 90.3 | $111K |
| Winter Weather | Relatively Moderate | 74.9 | $317K |
| Wildfire | Relatively Low | 84.1 | $1.2M |
| Avalanche | Relatively Low | 71.3 | $11K |
| Earthquake | Very Low | 32.9 | $186K |
| Lightning | Very Low | 23.6 | $157K |
| Drought | Very Low | 23.2 | $16K |
| Volcanic Activity | Very Low | 15.6 | $0 |
| Strong Wind | Very Low | 11.0 | $158K |
| Riverine Flooding | Very Low | 10.7 | $2.7M |
| Heat Wave | Very Low | 7.9 | $23K |
| Tornado | Very Low | 5.6 | $46K |
| Cold Wave | Very Low | 4.7 | $25K |
| Ice Storm | Very Low | 3.0 | $2K |
| Hail | Very Low | 2.1 | $6K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 591 | 5 | $3.3M | 3rd of 29 | 64th of 3,077 |
| High wind and dust storms | 72 | 0 | $235K | 4th of 29 | 314th of 3,080 |
| Landslides and avalanches | 16 | 13 | $24K | 5th of 29 | 30th of 2,278 |
| Severe thunderstorm wind | 11 | 0 | $969 | 12th of 29 | 2785th of 3,080 |
| Floods | 9 | 0 | $262K | 15th of 29 | 2605th of 3,080 |
| Extreme cold | 3 | 0 | – | 7th of 29 | 2500th of 3,076 |
| Hail | 3 | 0 | – | 14th of 29 | 2912th of 3,080 |
| Heavy rain | 1 | 0 | – | 9th of 29 | 2035th of 3,080 |
| Wildfires | 1 | 0 | $887K | 21st of 29 | 976th of 2,972 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Morgan County record: every hazard by year and month, the deadliest events and FEMA's declarations.