Murray County, Georgia: hazard risk
FEMA rates Murray County's overall risk Relatively Low (score 51.5 of 100, higher than 51% of rated U.S. counties). Its storm record holds 394 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Cold Wave | Relatively Moderate | 78.2 | $3.1M |
| Tornado | Relatively Moderate | 77.7 | $3.4M |
| Lightning | Relatively Moderate | 65.7 | $405K |
| Strong Wind | Relatively Moderate | 60.3 | $708K |
| Earthquake | Relatively Low | 79.7 | $1.5M |
| Landslide | Relatively Low | 75.6 | $9K |
| Riverine Flooding | Relatively Low | 49.6 | $6.3M |
| Hail | Relatively Low | 48.5 | $238K |
| Ice Storm | Relatively Low | 44.3 | $63K |
| Drought | Relatively Low | 42.2 | $80K |
| Wildfire | Very Low | 53.3 | $54K |
| Hurricane | Very Low | 52.8 | $89K |
| Heat Wave | Very Low | 29.0 | $121K |
| Winter Weather | Very Low | 18.7 | $16K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 115 | 0 | $1.2M | 102nd of 159 | 965th of 3,080 |
| Winter storms | 57 | 0 | $1.8M | 22nd of 159 | 901st of 3,077 |
| Hail | 56 | 0 | $617K | 54th of 159 | 932nd of 3,080 |
| Drought | 41 | 0 | $571K | 59th of 159 | 190th of 3,063 |
| Floods | 22 | 0 | $1.2M | 40th of 159 | 1287th of 3,080 |
| Wildfires | 20 | 0 | $142K | 4th of 159 | 16th of 2,972 |
| High wind and dust storms | 16 | 0 | $195K | 27th of 159 | 949th of 3,080 |
| Hurricanes and tropical storms | 15 | 0 | $12K | 69th of 159 | 134th of 1,849 |
| Extreme cold | 14 | 0 | – | 55th of 159 | 637th of 3,076 |
| Tornadoes | 13 | 9 | $23M | 91st of 159 | 1442nd of 3,080 |
| Heat | 11 | 0 | – | 57th of 159 | 742nd of 3,076 |
| Lightning | 7 | 0 | $548K | 46th of 159 | 360th of 3,080 |
| Heavy rain | 6 | 0 | $712 | 27th of 159 | 537th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Murray County record: every hazard by year and month, the deadliest events and FEMA's declarations.