Murray County, Oklahoma: hazard risk
FEMA rates Murray County's overall risk Very Low (score 32.5 of 100, higher than 32% of rated U.S. counties). Its storm record holds 711 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Moderate | 95.0 | $98K |
| Ice Storm | Relatively Moderate | 80.7 | $327K |
| Hail | Relatively Moderate | 73.7 | $502K |
| Tornado | Relatively Moderate | 68.6 | $1.8M |
| Drought | Relatively Moderate | 67.7 | $344K |
| Strong Wind | Relatively Moderate | 53.4 | $461K |
| Wildfire | Relatively Low | 82.4 | $400K |
| Heat Wave | Relatively Low | 64.7 | $548K |
| Winter Weather | Relatively Low | 41.9 | $37K |
| Lightning | Relatively Low | 37.7 | $112K |
| Cold Wave | Relatively Low | 35.2 | $404K |
| Earthquake | Very Low | 37.5 | $99K |
| Riverine Flooding | Very Low | 31.5 | $2.8M |
| Hurricane | Very Low | 28.4 | $9K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Hail | 224 | 0 | $21K | 11th of 77 | 70th of 3,080 |
| Severe thunderstorm wind | 140 | 0 | $4.2M | 33rd of 77 | 1291st of 3,080 |
| Drought | 86 | 0 | $14M | 4th of 77 | 37th of 3,063 |
| Heat | 80 | 0 | – | 2nd of 77 | 100th of 3,076 |
| Floods | 59 | 0 | $159K | 11th of 77 | 828th of 3,080 |
| Tornadoes | 46 | 3 | $24M | 9th of 77 | 102nd of 3,080 |
| Winter storms | 38 | 1 | $2.8M | 7th of 77 | 1625th of 3,077 |
| Extreme cold | 11 | 0 | – | 1st of 77 | 919th of 3,076 |
| High wind and dust storms | 8 | 0 | $43K | 40th of 77 | 1848th of 3,080 |
| Wildfires | 6 | 0 | $1.5M | 14th of 77 | 201st of 2,972 |
| Lightning | 4 | 0 | $42K | 15th of 77 | 747th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Murray County record: every hazard by year and month, the deadliest events and FEMA's declarations.