New York County, New York: hazard risk
FEMA rates New York County's overall risk Relatively High (score 98.8 of 100, higher than 98% of rated U.S. counties); 8 of its 15 hazards are rated Relatively High or Very High, led by strong wind, riverine flooding, winter weather. Its storm record holds 221 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Strong Wind | Very High | 99.5 | $7.7M |
| Riverine Flooding | Very High | 99.2 | $187M |
| Winter Weather | Very High | 99.0 | $1.2M |
| Heat Wave | Relatively High | 99.6 | $41M |
| Cold Wave | Relatively High | 98.7 | $18M |
| Hurricane | Relatively High | 96.8 | $23M |
| Lightning | Relatively High | 94.0 | $1.1M |
| Ice Storm | Relatively High | 88.8 | $528K |
| Earthquake | Relatively Moderate | 96.9 | $20M |
| Hail | Relatively Moderate | 93.7 | $1.6M |
| Tornado | Relatively Moderate | 89.4 | $4.4M |
| Coastal Flooding | Relatively Moderate | 77.8 | $1.2M |
| Landslide | Very Low | 26.9 | $148 |
| Wildfire | Very Low | 9.9 | $2K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Floods | 71 | 0 | $124M | ||
| Severe thunderstorm wind | 46 | 1 | $584K | ||
| Winter storms | 41 | 0 | – | ||
| Heavy rain | 18 | 0 | – | ||
| High wind and dust storms | 18 | 0 | $410K | ||
| Hail | 12 | 0 | – | ||
| Heat | 6 | 1 | – | ||
| Lightning | 6 | 1 | $13K | ||
| Hurricanes and tropical storms | 1 | 0 | $5.1M | ||
| Tornadoes | 1 | 0 | $58K |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full New York County record: every hazard by year and month, the deadliest events and FEMA's declarations.