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New York · FEMA + NOAA + National Risk Index

New York County, NY

23 FEMA disaster declarations (1965-2021), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

23
FEMA declarations
13
Major disasters
99
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

New York County has a nationally busy FEMA history: 23 declarations, more than 62% of counties in this registry. But the state comparison tempers that reading: the total is 6% below the New York county mean. FEMA's separate National Risk Index places the county in the riskiest 1%; that score models loss and vulnerability rather than counting declarations.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
1,493
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 36061 · New York County 23 declarations · rank 1132/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 23
  • MAJOR-MID 57%
  • RANK-LOWER #1,132
  • PHOTO-FINISH Roanoke
  • NRI-HIGH 99
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -6%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · New York state profile

New York County in the declaration-count neighbourhood

FEMA declaration records among New York County and nearest peers by total count

declarations

What this shows New York County carries 23 FEMA declaration records, ranked 1132 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How New York County's FEMA declaration count compares nationally

New York County vs. all counties in this dataset

FEMA disaster declarations, all-time · New York County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

New York County's FEMA Risk Index score

0/100100/100New York avg69/10098.8/100
FEMA National Risk Index composite score vs. the New York county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for New York County is led by Riverine Flooding (about $187.0M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Heat Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does New York County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,493 claims and $120.7M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $80.8K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

Start with the state benchmark: a New York county averages 24.5 federal declaration records, while New York County has 23. The gap is 6% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 98.8/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $306.7M in annualized losses). Social vulnerability reads Very High and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Heat Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 10 modeled event-days per year here, based on 146 historical events on record.

63 /100

Historical Activity Index

High historical activity

New York County, NY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
12/25

23 declarations (0.9x state county average of 25)

Major Disaster Share High
14/25

13 of 23 declarations are major disasters (57%)

Hazard Diversity Very High
20/20

9 different disaster types declared in New York County

FEMA NRI 8-hazard radar - New York County

New York County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 92, Hurricane 70, Tornado 48, Wildfire 8, Drought 0, Heat Wave 70, Winter Storm 92. The simple mean of these eight displayed scores is 54 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 54 8-hazard mean
New York County NRI risk profile FIPS 36061 · displayed-hazard mean 54/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

57%

Major-heavy

NRI risk score

99

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike New York County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Heat Wave Relatively High 10 modeled event-days per year
Strong Wind Very High an average of 5.4 times per year
Riverine Flooding Very High an average of 2 times per year
Winter Weather Very High an average of 9.3 times per year
Cold Wave Relatively High roughly once every 2 years
Earthquake Relatively Moderate roughly once every 516 years
Hurricane Relatively High roughly once every 6 years
Lightning Relatively High an average of 32 times per year
Hail Relatively Moderate an average of 1.9 times per year
Tornado Relatively Moderate roughly once every 94 years
Ice Storm Relatively High roughly once every 1 years
Coastal Flooding Relatively Moderate an average of 3.8 times per year
Landslide Very Low roughly once every 147 years
Wildfire Very Low roughly once every 14,921 years
Drought No Rating 1.5 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 8
Snowstorm 3
Flood 3
Biological 2
Severe Storm 2
Other 2
Fire 1
Human Cause 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on New York County's federal record, 35% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 56.5%

of all 23 declarations

Emergency - 10 43.5%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2021 3
2020 2
2013 2
2011 2
2005 1
2004 1
2003 2
2001 2
1997 1
1996 1
1993 3
1984 1
1971 1
1965 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4615 REMNANTS OF HURRICANE IDA DR Hurricane 2021-09-05
3572 REMNANTS OF HURRICANE IDA EM Hurricane 2021-09-02
3565 HURRICANE HENRI EM Hurricane 2021-08-22
4480 COVID-19 PANDEMIC DR Biological 2020-03-20
3434 COVID-19 EM Biological 2020-03-13
4085 HURRICANE SANDY DR Hurricane 2012-10-30
3351 HURRICANE SANDY EM Hurricane 2012-10-28
4020 HURRICANE IRENE DR Hurricane 2011-08-31
3328 HURRICANE IRENE EM Hurricane 2011-08-26
3262 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-30
1534 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-03
3186 POWER OUTAGE EM Other 2003-08-23
3184 SNOW EM Snowstorm 2003-03-27
1391 FIRES AND EXPLOSIONS DR Fire 2001-09-11
3155 WEST NILE VIRUS EM Other 2000-10-11
1146 SEVERE STORMS, FLOODING, HEAVY RAINS, HIGH WINDS DR Severe Storm 1996-11-19
1083 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-12
984 EXPLOSION AT WORLD TRADE CENTER DR Human Cause 1993-04-02
3107 SEVERE BLIZZARD EM Snowstorm 1993-03-17
974 COASTAL STORM, HIGH TIDES, HEAVY RAIN, & FLOODING DR Flood 1992-12-21
Show 3 earlier declaration records
DR# Title Type Incident Date
702 COASTAL STORMS & FLOODING DR Flood 1984-04-17
311 SEVERE STORMS & FLOODING DR Flood 1971-09-13
204 WATER SHORTAGE DR Drought 1965-08-18

Storm Events in New York

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to New York County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,295 6 45 $45.0M
Winter Weather 2,261 7 17 $705.5K
Flash Flood 1,775 23 3 $674.3M
Strong Wind 1,399 2 12 $9.2M
Winter Storm 1,228 13 2 $4.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,493

Total Paid

$120.7M

Avg Per Claim

$80.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 98.8/100

Expected Annual Loss

Relatively High

$306.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively High

Hazard Risk Breakdown

Heat Wave Relatively High
Strong Wind Very High
Riverine Flooding Very High
Winter Weather Very High
Cold Wave Relatively High
Earthquake Relatively Moderate
Hurricane Relatively High
Lightning Relatively High
Hail Relatively Moderate
Tornado Relatively Moderate
Ice Storm Relatively High
Coastal Flooding Relatively Moderate
Landslide Very Low
Wildfire Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Heat Wave

Heat Wave is measured in event-days per year rather than discrete events, and it is the hazard whose harm is most consistently undercounted: its toll is health and mortality, concentrated among people without cooling, rather than visible damage to property.

Worth noting for New York County: the model and the federal record do NOT point at the same hazard. Heat Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

New York County's closest FEMA peer: Gila County, AZ

Comparisons use published FEMA declaration fields plus the National Risk Index composite for New York County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for New York County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for New York County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

New York County's NFIP claims file (1,493 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in New York County?
The most common disaster type in New York County is Hurricane, with 8 declarations. Other disaster types include Snowstorm (3), Flood (3), Biological (2).
How does New York County's FEMA declaration record compare with the New York average?
The typical New York county has 24.5 FEMA declaration records; New York County has 23, or 6% fewer. Against the national county mean of 20.7, this county's total is 11% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has New York County received?
New York County has received 13 major disaster declarations, representing 57% of all 23 disaster declarations.
How many flood insurance claims has New York County filed?
New York County has 1,493 National Flood Insurance Program (NFIP) claims totaling $120.7M in payments, with an average of $80.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in New York County?
No. In New York County, Heat Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $187.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in New York County?
The most active year for disaster declarations in New York County was 1993, with 3 declarations. The county has FEMA disaster data spanning 1965 to 2021.
What is the FEMA National Risk Index score for New York County?
According to the FEMA National Risk Index, New York County, New York has an overall risk score of 98.8 out of 100 (Relatively High). On social vulnerability the county rates Very High; on community resilience, Relatively High. The Expected Annual Loss (EAL) score is Relatively High, representing $306.7M in annualized losses.
Which natural hazard poses the greatest risk to New York County?
The top hazard flagged by FEMA's NRI for New York County is Heat Wave (risk rating: Relatively High). Other significant hazards include Strong Wind (Very High) and Riverine Flooding (Very High). FEMA's modeled event frequency puts heat wave here at 10 modeled event-days per year, drawn from 146 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for New York County · vintage 2026-08-25 · Methodology · New York profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events