Northumberland County, Pennsylvania: hazard risk
FEMA rates Northumberland County's overall risk Relatively Low (score 79.2 of 100, higher than 79% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by winter weather, strong wind. Its storm record holds 521 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Winter Weather | Relatively High | 91.2 | $404K |
| Strong Wind | Relatively High | 84.5 | $1.4M |
| Riverine Flooding | Relatively Moderate | 88.3 | $30M |
| Lightning | Relatively Moderate | 71.7 | $485K |
| Landslide | Relatively Low | 82.8 | $21K |
| Hurricane | Relatively Low | 79.8 | $1.7M |
| Earthquake | Relatively Low | 63.7 | $512K |
| Heat Wave | Relatively Low | 59.2 | $512K |
| Ice Storm | Relatively Low | 48.3 | $73K |
| Cold Wave | Relatively Low | 47.9 | $800K |
| Tornado | Relatively Low | 46.9 | $1.0M |
| Avalanche | Very Low | 42.7 | $282 |
| Wildfire | Very Low | 31.3 | $14K |
| Hail | Very Low | 19.5 | $64K |
| Drought | No Rating | 0.0 | $0 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 245 | 0 | $1.2M | 20th of 67 | 472nd of 3,080 |
| Winter storms | 116 | 0 | $30K | 30th of 67 | 922nd of 3,077 |
| Floods | 55 | 0 | $926K | 38th of 67 | 940th of 3,080 |
| Hail | 38 | 0 | – | 38th of 67 | 2299th of 3,080 |
| High wind and dust storms | 17 | 0 | $60K | 55th of 67 | 1711th of 3,080 |
| Drought | 15 | 0 | – | 14th of 67 | 1510th of 3,063 |
| Tornadoes | 14 | 2 | $70M | 16th of 67 | 1518th of 3,080 |
| Extreme cold | 8 | 0 | – | 55th of 67 | 1893rd of 3,076 |
| Heat | 8 | 0 | – | 23rd of 67 | 1415th of 3,076 |
| Hurricanes and tropical storms | 2 | 0 | – | 19th of 67 | 902nd of 1,849 |
| Lightning | 1 | 0 | – | 37th of 67 | 1858th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Northumberland County record: every hazard by year and month, the deadliest events and FEMA's declarations.