Ohio County, Indiana: hazard risk
FEMA rates Ohio County's overall risk Very Low (score 3.4 of 100, higher than 3% of rated U.S. counties). Its storm record holds 249 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Landslide | Relatively Low | 82.9 | $28K |
| Strong Wind | Relatively Low | 43.9 | $542K |
| Tornado | Relatively Low | 34.5 | $780K |
| Earthquake | Very Low | 25.5 | $54K |
| Drought | Very Low | 22.7 | $9K |
| Cold Wave | Very Low | 19.1 | $245K |
| Ice Storm | Very Low | 18.5 | $16K |
| Lightning | Very Low | 13.0 | $54K |
| Heat Wave | Very Low | 11.8 | $28K |
| Riverine Flooding | Very Low | 7.8 | $1.3M |
| Hurricane | Very Low | 7.1 | $256 |
| Winter Weather | Very Low | 5.8 | $5K |
| Hail | Very Low | 4.6 | $13K |
| Wildfire | Very Low | 0.9 | $439 |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 90 | 0 | $376K | ||
| Severe thunderstorm wind | 66 | 0 | $1.5M | ||
| Floods | 46 | 0 | $6.2M | ||
| High wind and dust storms | 13 | 1 | $2.5M | ||
| Hail | 11 | 0 | – | ||
| Heat | 11 | 0 | – | ||
| Tornadoes | 7 | 0 | $200K | ||
| Extreme cold | 5 | 0 | $1.8M |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ohio County record: every hazard by year and month, the deadliest events and FEMA's declarations.