Ohio County, Kentucky: hazard risk
FEMA rates Ohio County's overall risk Relatively Low (score 54.2 of 100, higher than 54% of rated U.S. counties); 1 of its 14 hazards are rated Relatively High or Very High, led by ice storm. Its storm record holds 402 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Ice Storm | Relatively High | 88.5 | $620K |
| Hail | Relatively Moderate | 86.7 | $1.0M |
| Strong Wind | Relatively Moderate | 83.3 | $1.2M |
| Earthquake | Relatively Low | 85.8 | $2.3M |
| Tornado | Relatively Low | 63.7 | $1.6M |
| Heat Wave | Relatively Low | 58.0 | $415K |
| Winter Weather | Relatively Low | 54.5 | $58K |
| Riverine Flooding | Relatively Low | 53.8 | $5.7M |
| Cold Wave | Relatively Low | 50.1 | $739K |
| Drought | Relatively Low | 46.7 | $91K |
| Lightning | Relatively Low | 41.2 | $131K |
| Landslide | Very Low | 52.4 | $1K |
| Hurricane | Very Low | 40.8 | $24K |
| Wildfire | Very Low | 11.8 | $3K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Severe thunderstorm wind | 171 | 0 | $624K | 108th of 118 | 1260th of 3,080 |
| Floods | 101 | 1 | $983K | 58th of 118 | 407th of 3,080 |
| Hail | 75 | 0 | $1K | 88th of 118 | 1860th of 3,080 |
| Winter storms | 32 | 1 | – | 114th of 118 | 2190th of 3,077 |
| Tornadoes | 14 | 0 | $69M | 84th of 118 | 2014th of 3,080 |
| Extreme cold | 3 | 0 | – | 118th of 118 | 2270th of 3,076 |
| High wind and dust storms | 3 | 0 | $411K | 115th of 118 | 2781st of 3,080 |
| Heavy rain | 2 | 0 | – | 88th of 118 | 1574th of 3,080 |
| Lightning | 1 | 0 | – | 81st of 118 | 2012th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Ohio County record: every hazard by year and month, the deadliest events and FEMA's declarations.