Okanogan County, Washington: hazard risk
FEMA rates Okanogan County's overall risk Relatively Moderate (score 89.2 of 100, higher than 89% of rated U.S. counties); 2 of its 15 hazards are rated Relatively High or Very High, led by wildfire, avalanche. Its storm record holds 1,228 events since 1950.
FEMA's rating for each hazard
These are FEMA's county-wide model ratings and this county's storm record. They are not an assessment of any property, address or building, and not insurance advice: a property's risk depends on its own elevation, construction and location.
FEMA gives each hazard its own rating, and a rating does not follow the score from one hazard to the next: a hazard with a higher score can carry a lower rating than another. The table sorts by FEMA's rating, then by score (0 to 100, the county against every other county for that hazard).
| Hazard | Risk rating | Score | Expected annual loss |
|---|---|---|---|
| Wildfire | Relatively High | 99.3 | $20M |
| Avalanche | Relatively High | 89.8 | $1.1M |
| Landslide | Relatively Moderate | 94.9 | $82K |
| Riverine Flooding | Relatively Moderate | 89.1 | $23M |
| Cold Wave | Relatively Moderate | 85.5 | $3.3M |
| Hail | Relatively Moderate | 81.2 | $620K |
| Winter Weather | Relatively Moderate | 71.3 | $89K |
| Lightning | Relatively Moderate | 63.8 | $253K |
| Earthquake | Relatively Low | 86.2 | $2.0M |
| Heat Wave | Relatively Low | 72.4 | $657K |
| Strong Wind | Relatively Low | 23.3 | $140K |
| Volcanic Activity | Very Low | 76.9 | $166 |
| Drought | Very Low | 20.3 | $3K |
| Ice Storm | Very Low | 9.0 | $3K |
| Tornado | Very Low | 6.6 | $20K |
Source: FEMA National Risk Index, December 2025 release. A model of future loss, not a count of past events. FEMA's National Risk Index map.
What the record holds
| Hazard | Records | Deaths | Damage | Rank in state | Rank in U.S. |
|---|---|---|---|---|---|
| Winter storms | 712 | 5 | $7.3M | 30th of 39 | 2284th of 3,077 |
| Wildfires | 180 | 7 | $658M | 7th of 39 | 108th of 2,972 |
| Floods | 81 | 1 | $31M | 21st of 39 | 2698th of 3,080 |
| High wind and dust storms | 62 | 1 | $42M | 38th of 39 | 2429th of 3,080 |
| Landslides and avalanches | 59 | 5 | $4.2M | 8th of 39 | 94th of 2,278 |
| Severe thunderstorm wind | 54 | 0 | $3.5M | 17th of 39 | 2930th of 3,080 |
| Hail | 36 | 0 | $70M | 15th of 39 | 2930th of 3,080 |
| Heavy rain | 12 | 0 | – | 23rd of 39 | 1945th of 3,080 |
| Extreme cold | 7 | 0 | – | 30th of 39 | 2785th of 3,076 |
| Tornadoes | 5 | 0 | $113K | 24th of 39 | 2932nd of 3,080 |
| Heat | 4 | 0 | – | 36th of 39 | 2470th of 3,076 |
| Rip currents and high surf | 3 | 0 | – | 10th of 39 | 249th of 2,080 |
| Lightning | 2 | 0 | $3K | 28th of 39 | 2384th of 3,080 |
Source: NOAA NCEI Storm Events Database, 1950 to 2026-06-30; damage in 2025 dollars. Search the record at NCEI.
The full Okanogan County record: every hazard by year and month, the deadliest events and FEMA's declarations.