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Washington · FEMA + NOAA + National Risk Index

Okanogan County, WA

40 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Fire.

40
FEMA declarations
14
Major disasters
89
NRI risk · Relatively Moderate
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Okanogan County. Its 40 FEMA declarations are 61% above the Washington county mean and exceed the count for 97% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 11%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 11%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
40
FEMA declarations vs 21 national county avg
89
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 53047 · Okanogan County 40 declarations · rank 113/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-UPPER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-HIGH

  • DECL-HEAVY 40
  • MAJOR-LIGHT 35%
  • RANK-UPPER #113
  • PHOTO-FINISH Essex
  • NRI-MID 89
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-HIGH +61%

Nearest declaration peer: Essex, MA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Washington state profile

Okanogan County among high-volume declaration counties

FEMA declaration records among Okanogan County and nearest peers by total count

declarations

What this shows Okanogan County carries 40 FEMA declaration records, ranked 113 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Okanogan County ranks in the national declaration registry

Okanogan County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Okanogan County

40 Top 3% higher than 97% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Okanogan County's FEMA Risk Index score

0/100100/100Washington avg70/10089.2/100
FEMA National Risk Index composite score vs. the Washington county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Okanogan County is led by Riverine Flooding (about $22.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Okanogan County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 89 paid claims, totaling $478.8K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $5.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Okanogan County's 40 federal records stand 61% above the Washington county mean of 24.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 89.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $50.8M in annualized losses). Social vulnerability reads Very High and community resilience Very Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Wildfire stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 58 years here.

73 /100

Historical Activity Index

High historical activity

Okanogan County, WA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
29/30

40 OpenFEMA declarations, full ingest window (1.9x national county average)

County Disaster Density Very High
20/25

40 declarations (1.6x state county average of 25)

Major Disaster Share Moderate
9/25

14 of 40 declarations are major disasters (35%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Okanogan County

FEMA NRI 8-hazard radar - Okanogan County

Okanogan County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 0, Tornado 8, Wildfire 70, Drought 8, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 29 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 29 8-hazard mean
Okanogan County NRI risk profile FIPS 53047 · displayed-hazard mean 29/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

40

Very high volume

Major Disaster share

35%

Mixed major share

NRI risk score

89

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Okanogan County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively High roughly once every 58 years
Landslide Relatively Moderate an average of 4.5 times per year
Avalanche Relatively High roughly once every 6 years
Riverine Flooding Relatively Moderate an average of 2 times per year
Earthquake Relatively Low roughly once every 184 years
Cold Wave Relatively Moderate roughly once every 1 years
Hail Relatively Moderate roughly once every 12 years
Volcanic Activity Very Low roughly once every 455 years
Heat Wave Relatively Low 3.9 modeled event-days per year
Winter Weather Relatively Moderate an average of 22 times per year
Lightning Relatively Moderate an average of 16 times per year
Strong Wind Relatively Low roughly once every 10 years
Drought Very Low 7.2 modeled event-days per year
Ice Storm Very Low roughly once every 67 years
Tornado Very Low roughly once every 13 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 27
Severe Storm 6
Flood 3
Biological 2
Coastal Storm 1
Volcanic Eruption 1

What Fire declarations mean here

Fire is the most frequent declaration type on Okanogan County's record, 68% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Fire Management - 22 55.0%

of all 40 declarations

Major Disaster - 14 35.0%

of all 40 declarations

Emergency - 4 10.0%

of all 40 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2023 2
2022 1
2021 4
2020 5
2016 1
2015 5
2014 3
2012 1
2009 1
2007 1
2005 1
2004 1
2003 2
Show 7 earlier declaration years
2002 1
2001 3
2000 1
1997 1
1989 1
1980 1
1972 1

Disaster Declarations

How the 40 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 40 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5646 KAISER CANYON FIRE FM Fire 2026-07-17
5518 SWAWILLA FIRE FM Fire 2024-07-24
4775 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-04-28
5472 EAGLE BLUFF FIRE FM Fire 2023-07-30
4682 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-01-12
4650 SEVERE WINTER STORMS, SNOWSTORMS, STRAIGHT-LINE WINDS, FLOODING DR Flood 2022-03-29
5410 MUCKAMUCK FIRE FM Fire 2021-08-16
5401 CEDAR CREEK FIRE FM Fire 2021-07-20
4593 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2021-04-08
4584 WILDFIRES AND STRAIGHT-LINE WINDS DR Fire 2021-02-04
5351 COLD SPRINGS/PEARL HILL FIRE FM Fire 2020-09-07
5337 PALMER FIRE FM Fire 2020-08-20
5323 ANGLIN FIRE FM Fire 2020-07-28
4481 COVID-19 PANDEMIC DR Biological 2020-03-22
3427 COVID-19 EM Biological 2020-03-13
4243 WILDFIRES AND MUDSLIDES DR Fire 2015-10-20
3372 WILDFIRES EM Fire 2015-08-21
5106 TWISP RIVER FIRE FM Fire 2015-08-19
5104 OKANAGAN COUNTY FIRE COMPLEX FM Fire 2015-08-15
5100 CHELAN FIRE COMPLEX FM Fire 2015-08-14
Show 20 earlier declaration records
DR# Title Type Incident Date
5098 NINE MILE FIRE FM Fire 2015-08-14
4188 WILDFIRES DR Fire 2014-08-11
3371 WILDFIRES EM Fire 2014-07-23
5062 CARLTON COMPLEX FIRE FM Fire 2014-07-17
4083 SEVERE STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2012-09-25
2826 ODEN ROAD FIRE FM Fire 2009-08-22
2714 TUNK GRADE FIRE FM Fire 2007-07-16
3227 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-07
1499 SEVERE STORMS AND FLOODING DR Severe Storm 2003-11-07
2498 WA-NEEDLE FIRE-09-06-2003 FM Fire 2003-09-06
2481 WA-OKANOGAN CITY FIRE-07-16-2003 FM Fire 2003-07-16
2451 WA - PICKENS FIRE - 07/24/02 FM Fire 2002-07-25
2376 WA TONASKET FIRE COMPLEX 2376 FM Fire 2001-08-16
2372 WA - VIRGINIA LAKES COMPLEX - 2372 FM Fire 2001-08-14
2373 WA BREWSTER FIRE COMPLEX 2373 FM Fire 2001-08-14
2313 WA-WILDFIRE-07-24-2000 FM Fire 2000-07-22
1159 SEVERE WINTER STORMS, LAND & MUDS SLIDES,FLOODING DR Severe Storm 1997-01-17
822 HEAVY RAINS, FLOODING & MUDSLIDES DR Flood 1989-04-14
623 VOLCANIC ERUPTION, MT. ST. HELENS DR Volcanic Eruption 1980-05-21
334 SEVERE STORMS & FLOODING DR Flood 1972-06-10

Storm Events in Washington

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Okanogan County.

Storm Type Events Fatalities Injuries Property Damage
Heavy Snow 1,700 5 7 $2.3M
High Wind 614 15 6 $1.1B
Wildfire 299 4 4 $1.8B
Winter Weather 259 9 62 $1.1M
Flood 231 4 0 $391.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

89

Total Paid

$478.8K

Avg Per Claim

$5.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 89.2/100

Expected Annual Loss

Relatively Low

$50.8M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Wildfire Relatively High
Landslide Relatively Moderate
Avalanche Relatively High
Riverine Flooding Relatively Moderate
Earthquake Relatively Low
Cold Wave Relatively Moderate
Hail Relatively Moderate
Volcanic Activity Very Low
Heat Wave Relatively Low
Winter Weather Relatively Moderate
Lightning Relatively Moderate
Strong Wind Relatively Low
Drought Very Low
Ice Storm Very Low
Tornado Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

For Okanogan County the two measures on this page point the same way: Wildfire is the county's highest-rated modeled hazard (Relatively High), and Fire declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Okanogan County's closest FEMA peer: Vernon Parish, LA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Okanogan County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Okanogan County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Okanogan County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Okanogan County's NFIP claims file (89 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Okanogan County?
The most common disaster type in Okanogan County is Fire, with 27 declarations. Other disaster types include Severe Storm (6), Flood (3), Biological (2).
How does Okanogan County's FEMA declaration record compare with the Washington average?
FEMA lists 40 declaration records for Okanogan County. That is 61% above the Washington county mean of 24.9. Its count is also 93% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Okanogan County received?
Okanogan County has received 14 major disaster declarations, representing 35% of all 40 disaster declarations.
How many flood insurance claims has Okanogan County filed?
Okanogan County has 89 National Flood Insurance Program (NFIP) claims totaling $478.8K in payments, with an average of $5.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Okanogan County?
No. In Okanogan County, Wildfire has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $22.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Okanogan County?
The most active year for disaster declarations in Okanogan County was 2015, with 5 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Okanogan County?
According to the FEMA National Risk Index, Okanogan County, Washington has an overall risk score of 89.2 out of 100 (Relatively Moderate). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $50.8M in annualized losses.
Which natural hazard poses the greatest risk to Okanogan County?
The top hazard flagged by FEMA's NRI for Okanogan County as of the latest release is Wildfire (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Moderate) and Avalanche (Relatively High). FEMA's modeled event frequency puts wildfire here at roughly once every 58 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Okanogan County · vintage 2026-08-25 · Methodology · Washington profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events